Signals
Lake Monticello
Middle Valley
Opportunity
85 · Top 3%
vs70 · Top 22%
Climate
76 · Top 26%
vs73 · Top 38%
Physical resilience
60 · Top 48%
vs58 · Top 50%
Housing affordability
90 · Top 32%
vs96 · Top 17%
Access
61 · Bottom 7%
vs52 · Bottom 4%
Economic stability
60 · Top 50%
vs74 · Top 19%
Measured values
| Metric | Lake Monticello | Middle Valley | Source period |
|---|---|---|---|
| Population | 10,662 | 12,187 | 2024 ACS 5-Year |
| Median household income | $106,818 | $95,000 | 2024 ACS 5-Year |
| Per capita income | $54,583 | $51,778 | 2024 ACS 5-Year |
| Population density | 1,205/sq mi | 1,248/sq mi | 2024 ACS 5-Year |
| Median home value | $325,900 | $319,400 | 2024 ACS 5-Year |
| Median gross rent | $1,981 | $1,180 | 2024 ACS 5-Year |
| Homeownership rate | 95.9% | 83.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.4% | 3.6% | June 2026 |
| Employment change (year over year) | 0.9% | -1.4% | June 2026 |
| Bachelor's degree or higher | 51.8% | 30.8% | 2024 ACS 5-Year |
| Poverty rate | 6.7% | 5.0% | 2024 ACS 5-Year |
| Average July high | 84°F | 91°F | 1991-2020 Normals |
| Average January low | 28°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 48.2" | 55.0" | 1991-2020 Normals |
| Distance to major airport | 62 mi | 80 mi | NASR current cycle |
| Average commute | 31.8 min | 26.4 min | 2024 ACS 5-Year |
| Median age | 42.1 | 45.4 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Lake Monticello
Elevated or high exposure: hurricane, earthquake, drought.
Middle Valley
Elevated or high exposure: earthquake.
Your best match
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Lake Monticello
69
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Area Score
Middle Valley
71
Your Score
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Area Score
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Full profiles: Lake Monticello, VA · Middle Valley, TN · How this is calculated: methodology