Signals
Key Largo
Panama City Beach
Opportunity
71 · Top 21%
vs61 · Top 40%
Climate
79 · Top 19%
vs78 · Top 21%
Physical resilience
7 · Bottom 3%
vs11 · Bottom 4%
Housing affordability
44 · Bottom 6%
vs55 · Bottom 15%
Access
75 · Bottom 16%
vs98 · Top 19%
Economic stability
38 · Bottom 14%
vs48 · Bottom 29%
Measured values
| Metric | Key Largo | Panama City Beach | Source period |
|---|---|---|---|
| Population | 13,026 | 18,971 | 2024 ACS 5-Year |
| Median household income | $85,778 | $80,941 | 2024 ACS 5-Year |
| Per capita income | $52,959 | $52,188 | 2024 ACS 5-Year |
| Population density | 1,081/sq mi | 982/sq mi | 2024 ACS 5-Year |
| Median home value | $643,900 | $441,300 | 2024 ACS 5-Year |
| Median gross rent | $1,887 | $1,791 | 2024 ACS 5-Year |
| Homeownership rate | 76.2% | 59.2% | 2024 ACS 5-Year |
| Unemployment rate | 3.2% | 4.5% | June 2026 |
| Employment change (year over year) | -0.8% | -0.4% | June 2026 |
| Bachelor's degree or higher | 39.0% | 38.0% | 2024 ACS 5-Year |
| Poverty rate | 9.9% | 10.0% | 2024 ACS 5-Year |
| Average July high | 90°F | 91°F | 1991-2020 Normals |
| Average January low | 63°F | 42°F | 1991-2020 Normals |
| Annual precipitation | 56.9" | 59.5" | 1991-2020 Normals |
| Distance to major airport | 47 mi | 10 mi | NASR current cycle |
| Average commute | 28.1 min | 22.0 min | 2024 ACS 5-Year |
| Median age | 49.6 | 45.4 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Key Largo
Elevated or high exposure: coastal flooding, hurricane.
Panama City Beach
Elevated or high exposure: hurricane.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Key Largo
52
Your Score
—
Area Score
Panama City Beach
59
Your Score
55
Area Score
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Full profiles: Key Largo, FL · Panama City Beach, FL · How this is calculated: methodology