Jersey City vs Charlotte

Which is the better fit for you?

Jersey City, NJ

Area Score

Top 30% nationally

Charlotte, NC

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Area Score

Missing required signal: growth.

Signals

Jersey City

Charlotte

Opportunity

79 · Top 7%

73 · Top 15%

Climate

71 · Top 49%

72 · Top 41%

Physical resilience

29 · Bottom 23%

51 · Bottom 44%

Housing affordability

58 · Bottom 30%

68 · Top 49%

Access

99 · Top 22%

Economic stability

58 · Top 40%

64 · Top 19%

Measured values

Metric	Jersey City	Charlotte	Source period
Population	294,078	903,844	2024 ACS 5-Year
Median household income	$97,710	$82,068	2024 ACS 5-Year
Per capita income	$60,429	$51,814	2024 ACS 5-Year
Population density	19,940/sq mi	2,901/sq mi	2024 ACS 5-Year
Median home value	$566,900	$385,700	2024 ACS 5-Year
Median gross rent	$2,007	$1,612	2024 ACS 5-Year
Homeownership rate	27.9%	51.0%	2024 ACS 5-Year
Unemployment rate	4.2%	3.6%	June 2026
Employment change (year over year)	1.6%	-0.5%	June 2026
Bachelor's degree or higher	54.8%	48.0%	2024 ACS 5-Year
Poverty rate	15.6%	11.7%	2024 ACS 5-Year
Average July high	87°F	90°F	1991-2020 Normals
Average January low	26°F	32°F	1991-2020 Normals
Annual precipitation	46.6"	43.6"	1991-2020 Normals
Distance to major airport	6 mi	7 mi	NASR current cycle
Average commute	40.2 min	26.4 min	2024 ACS 5-Year
Median age	34.7	34.5	2024 ACS 5-Year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

Physical risk tradeoff

Jersey City

Elevated or high exposure: inland flooding, coastal flooding.

Charlotte

Elevated or high exposure: inland flooding.

Your best match

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Jersey City

Your Score

Area Score

Charlotte

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Area Score

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Full profiles: Jersey City, NJ · Charlotte, NC · How this is calculated: methodology