Signals
Irving
Charlotte
Opportunity
68 · Top 22%
vs73 · Top 15%
Climate
68 · Bottom 45%
vs72 · Top 41%
Physical resilience
52 · Bottom 46%
vs51 · Bottom 44%
Housing affordability
77 · Top 35%
vs68 · Top 49%
Access
100 · Top 4%
vs99 · Top 22%
Economic stability
66 · Top 15%
vs64 · Top 19%
Measured values
| Metric | Irving | Charlotte | Source period |
|---|---|---|---|
| Population | 256,492 | 903,844 | 2024 ACS 5-Year |
| Median household income | $81,830 | $82,068 | 2024 ACS 5-Year |
| Per capita income | $40,642 | $51,814 | 2024 ACS 5-Year |
| Population density | 3,829/sq mi | 2,901/sq mi | 2024 ACS 5-Year |
| Median home value | $315,600 | $385,700 | 2024 ACS 5-Year |
| Median gross rent | $1,619 | $1,612 | 2024 ACS 5-Year |
| Homeownership rate | 38.1% | 51.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.3% | 3.6% | June 2026 |
| Employment change (year over year) | -0.4% | -0.5% | June 2026 |
| Bachelor's degree or higher | 42.4% | 48.0% | 2024 ACS 5-Year |
| Poverty rate | 11.0% | 11.7% | 2024 ACS 5-Year |
| Average July high | 96°F | 90°F | 1991-2020 Normals |
| Average January low | 36°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 37.0" | 43.6" | 1991-2020 Normals |
| Distance to major airport | 5 mi | 7 mi | NASR current cycle |
| Average commute | 26.0 min | 26.4 min | 2024 ACS 5-Year |
| Median age | 32.8 | 34.5 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Irving
Elevated or high exposure: hail, tornado.
Charlotte
Elevated or high exposure: inland flooding.
Full profiles: Irving, TX · Charlotte, NC · How this is calculated: methodology