Loveland receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Haverhill
Loveland
Opportunity
51 · Bottom 39%
vs58 · Top 47%
Growth
42 · Bottom 36%
vs48 · Bottom 46%
Climate
63 · Bottom 25%
vs57 · Bottom 9%
Physical resilience
78 · Top 27%
vs69 · Top 38%
Housing affordability
66 · Bottom 28%
vs59 · Bottom 19%
Access
92 · Bottom 49%
vs100 · Top 1%
Economic stability
65 · Top 40%
vs66 · Top 37%
Measured values
| Metric | Haverhill | Loveland | Source period |
|---|---|---|---|
| Population | 67,698 | 78,410 | 2024 ACS 5-Year |
| Median household income | $88,326 | $84,604 | 2024 ACS 5-Year |
| Per capita income | $44,086 | $46,144 | 2024 ACS 5-Year |
| Population density | 2,049/sq mi | 2,188/sq mi | 2024 ACS 5-Year |
| Median home value | $453,900 | $479,000 | 2024 ACS 5-Year |
| Median gross rent | $1,668 | $1,730 | 2024 ACS 5-Year |
| Homeownership rate | 62.8% | 62.2% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 3.9% | June 2026 |
| Employment change (year over year) | -1.7% | -1.3% | June 2026 |
| Bachelor's degree or higher | 32.6% | 39.0% | 2024 ACS 5-Year |
| Poverty rate | 11.3% | 8.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 36 | 299 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.5 | 3.8 | 12 months ending July 2026 |
| Permit change (year over year) | -10.0% | -25.6% | 12 months ending July 2026 |
| Average July high | 83°F | 89°F | 1991-2020 Normals |
| Average January low | 19°F | 13°F | 1991-2020 Normals |
| Annual precipitation | 40.9" | 15.6" | 1991-2020 Normals |
| Distance to major airport | 20 mi | 4 mi | NASR current cycle |
| Average commute | 29.8 min | 27.8 min | 2024 ACS 5-Year |
| Median age | 39.4 | 40.7 | 2024 ACS 5-Year |
| Public schools | 18 | 25 | 2024-25 school year |
| Students per teacher | 11.71 | 15.92 | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Haverhill
Elevated or high exposure: coastal flooding, earthquake, hurricane.
Loveland
Elevated or high exposure: hail, wildfire, tornado.
Full profiles: Haverhill, MA · Loveland, CO · How this is calculated: methodology