Geneva receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Geneva
Elgin
Opportunity
54 · Bottom 46%
vs42 · Bottom 21%
Growth
66 · Top 22%
vs31 · Bottom 18%
Climate
60 · Bottom 15%
vs60 · Bottom 15%
Physical resilience
77 · Top 27%
vs76 · Top 30%
Housing affordability
99 · Top 10%
vs100 · Top 9%
Schools
76 · Top 19%
vs25 · Bottom 17%
Access
86 · Bottom 33%
vs89 · Bottom 40%
Economic stability
80 · Top 6%
vs70 · Top 30%
Measured values
| Metric | Geneva | Elgin | Source period |
|---|---|---|---|
| Population | 21,258 | 114,934 | 2024 ACS 5-Year |
| Median household income | $144,341 | $90,282 | 2024 ACS 5-Year |
| Per capita income | $73,547 | $37,057 | 2024 ACS 5-Year |
| Population density | 2,105/sq mi | 3,011/sq mi | 2024 ACS 5-Year |
| Median home value | $441,400 | $273,000 | 2024 ACS 5-Year |
| Median gross rent | $1,768 | $1,361 | 2024 ACS 5-Year |
| Homeownership rate | 85.1% | 71.9% | 2024 ACS 5-Year |
| Unemployment rate | 4.4% | 4.7% | June 2026 |
| Employment change (year over year) | -2.0% | -2.2% | June 2026 |
| Bachelor's degree or higher | 63.8% | 27.0% | 2024 ACS 5-Year |
| Poverty rate | 3.8% | 9.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 156 | 184 | 12 months ending July 2026 |
| Permits per 1,000 residents | 7.3 | 1.6 | 12 months ending July 2026 |
| Permit change (year over year) | 500.0% | -48.5% | 12 months ending July 2026 |
| Average July high | 84°F | 84°F | 1991-2020 Normals |
| Average January low | 16°F | 16°F | 1991-2020 Normals |
| Annual precipitation | 33.2" | 33.2" | 1991-2020 Normals |
| Distance to major airport | 23 mi | 22 mi | NASR current cycle |
| Average commute | 30.0 min | 30.9 min | 2024 ACS 5-Year |
| Median age | 43.2 | 36.7 | 2024 ACS 5-Year |
| Public schools | 11 | 30 | 2024-25 school year |
| Students per teacher | 12.64 | 15.79 | 2024-25 school year |
| Math proficiency | 35.1% | 13.8% | 2019-20 school year |
| Reading proficiency | 37.9% | 13.3% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Full profiles: Geneva, IL · Elgin, IL · How this is calculated: methodology