Signals
Garland
Charlotte
Opportunity
64 · Top 32%
vs73 · Top 15%
Climate
63 · Bottom 27%
vs72 · Top 41%
Physical resilience
52 · Bottom 47%
vs51 · Bottom 44%
Housing affordability
76 · Top 36%
vs68 · Top 49%
Access
97 · Top 36%
vs99 · Top 22%
Economic stability
62 · Top 26%
vs64 · Top 19%
Measured values
| Metric | Garland | Charlotte | Source period |
|---|---|---|---|
| Population | 246,844 | 903,844 | 2024 ACS 5-Year |
| Median household income | $76,320 | $82,068 | 2024 ACS 5-Year |
| Per capita income | $31,917 | $51,814 | 2024 ACS 5-Year |
| Population density | 4,341/sq mi | 2,901/sq mi | 2024 ACS 5-Year |
| Median home value | $270,800 | $385,700 | 2024 ACS 5-Year |
| Median gross rent | $1,641 | $1,612 | 2024 ACS 5-Year |
| Homeownership rate | 61.6% | 51.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 3.6% | June 2026 |
| Employment change (year over year) | -0.4% | -0.5% | June 2026 |
| Bachelor's degree or higher | 25.4% | 48.0% | 2024 ACS 5-Year |
| Poverty rate | 13.0% | 11.7% | 2024 ACS 5-Year |
| Average July high | 97°F | 90°F | 1991-2020 Normals |
| Average January low | 38°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 38.3" | 43.6" | 1991-2020 Normals |
| Distance to major airport | 14 mi | 7 mi | NASR current cycle |
| Average commute | 32.3 min | 26.4 min | 2024 ACS 5-Year |
| Median age | 35.0 | 34.5 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Garland
Elevated or high exposure: hail, tornado.
Charlotte
Elevated or high exposure: inland flooding.
Full profiles: Garland, TX · Charlotte, NC · How this is calculated: methodology