Signals
Concord
O'Fallon
Opportunity
71 · Top 21%
vs67 · Top 27%
Climate
72 · Top 40%
vs71 · Top 46%
Physical resilience
67 · Top 41%
vs43 · Bottom 34%
Housing affordability
95 · Top 19%
vs100 · Top 8%
Schools
53 · Top 48%
vs69 · Top 28%
Access
94 · Top 42%
vs91 · Bottom 47%
Economic stability
73 · Top 22%
vs70 · Top 29%
Measured values
| Metric | Concord | O'Fallon | Source period |
|---|---|---|---|
| Population | 18,368 | 32,262 | 2024 ACS 5-Year |
| Median household income | $89,038 | $105,982 | 2024 ACS 5-Year |
| Per capita income | $46,846 | $54,265 | 2024 ACS 5-Year |
| Population density | 3,342/sq mi | 2,041/sq mi | 2024 ACS 5-Year |
| Median home value | $303,600 | $295,700 | 2024 ACS 5-Year |
| Median gross rent | $1,215 | $1,332 | 2024 ACS 5-Year |
| Homeownership rate | 86.0% | 70.2% | 2024 ACS 5-Year |
| Unemployment rate | 3.9% | 3.9% | June 2026 |
| Employment change (year over year) | 0.2% | -0.5% | June 2026 |
| Bachelor's degree or higher | 42.0% | 52.4% | 2024 ACS 5-Year |
| Poverty rate | 3.9% | 6.2% | 2024 ACS 5-Year |
| Average July high | 89°F | 90°F | 1991-2020 Normals |
| Average January low | 24°F | 24°F | 1991-2020 Normals |
| Annual precipitation | 40.8" | 43.4" | 1991-2020 Normals |
| Distance to major airport | 16 mi | 21 mi | NASR current cycle |
| Average commute | 26.2 min | 25.8 min | 2024 ACS 5-Year |
| Median age | 43.5 | 37.8 | 2024 ACS 5-Year |
| Public schools | 6 | 12 | 2024-25 school year |
| Students per teacher | 14.30 | 16.15 | 2024-25 school year |
| Math proficiency | 35.0% | 36.2% | 2019-20 school year |
| Reading proficiency | 50.0% | 38.0% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 21.0% | 27.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Missouri and Illinois do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.
Physical risk tradeoff
Concord
Elevated or high exposure: hail.
O'Fallon
Elevated or high exposure: inland flooding.
Full profiles: Concord, MO · O'Fallon, IL · How this is calculated: methodology