Gallatin receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Columbia
Gallatin
Opportunity
51 · Bottom 38%
vs78 · Top 9%
Growth
73 · Top 12%
vs69 · Top 18%
Climate
75 · Top 30%
vs71 · Top 49%
Physical resilience
67 · Top 40%
vs49 · Bottom 40%
Housing affordability
69 · Bottom 32%
vs72 · Bottom 36%
Schools
6 · Bottom 1%
vs69 · Top 28%
Access
78 · Bottom 20%
vs87 · Bottom 35%
Economic stability
50 · Bottom 32%
vs59 · Bottom 47%
Measured values
| Metric | Columbia | Gallatin | Source period |
|---|---|---|---|
| Population | 45,441 | 48,532 | 2024 ACS 5-Year |
| Median household income | $63,719 | $77,518 | 2024 ACS 5-Year |
| Per capita income | $32,500 | $43,492 | 2024 ACS 5-Year |
| Population density | 1,245/sq mi | 1,377/sq mi | 2024 ACS 5-Year |
| Median home value | $308,700 | $372,000 | 2024 ACS 5-Year |
| Median gross rent | $1,197 | $1,395 | 2024 ACS 5-Year |
| Homeownership rate | 63.3% | 57.1% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 3.2% | June 2026 |
| Employment change (year over year) | -0.5% | -0.3% | June 2026 |
| Bachelor's degree or higher | 25.4% | 33.5% | 2024 ACS 5-Year |
| Poverty rate | 14.2% | 13.0% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 555 | 703 | 12 months ending July 2026 |
| Permits per 1,000 residents | 12.2 | 14.5 | 12 months ending July 2026 |
| Permit change (year over year) | -12.5% | -69.1% | 12 months ending July 2026 |
| Average July high | 89°F | 91°F | 1991-2020 Normals |
| Average January low | 27°F | 30°F | 1991-2020 Normals |
| Annual precipitation | 56.8" | 50.5" | 1991-2020 Normals |
| Distance to major airport | 40 mi | 21 mi | NASR current cycle |
| Average commute | 30.7 min | 29.1 min | 2024 ACS 5-Year |
| Median age | 35.5 | 36.6 | 2024 ACS 5-Year |
| Public schools | 11 | 16 | 2024-25 school year |
| Math proficiency | 19.4% | 42.8% | 2019-20 school year |
| Reading proficiency | 18.1% | 34.1% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Columbia
No hazard reaches elevated exposure.
Gallatin
Elevated or high exposure: inland flooding.
Full profiles: Columbia, TN · Gallatin, TN · How this is calculated: methodology