Signals
Coldwater
New Castle
Growth
44 · Bottom 41%
vs33 · Bottom 24%
Climate
61 · Bottom 32%
vs68 · Top 48%
Physical resilience
73 · Top 24%
vs66 · Top 35%
Housing affordability
100 · Top 29%
vs100 · Top 27%
Access
88 · Top 29%
vs73 · Bottom 43%
Economic stability
28 · Bottom 18%
vs38 · Bottom 32%
Measured values
| Metric | Coldwater | New Castle | Source period |
|---|---|---|---|
| Population | 45,300 | 48,970 | 2024 ACS 5-Year |
| Median household income | $63,724 | $63,150 | 2024 ACS 5-Year |
| Per capita income | $31,163 | $32,182 | 2024 ACS 5-Year |
| Population density | 89/sq mi | 125/sq mi | 2024 ACS 5-Year |
| Median home value | $162,500 | $154,400 | 2024 ACS 5-Year |
| Median gross rent | $959 | $820 | 2024 ACS 5-Year |
| Homeownership rate | 77.7% | 76.2% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 17.3% | 17.5% | 2024 ACS 5-Year |
| Poverty rate | 16.4% | 13.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 45 | 48 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.0 | 1.0 | 12 months ending July 2026 |
| Permit change (year over year) | 4.7% | 2.1% | 12 months ending July 2026 |
| Average July high | 83°F | 86°F | 1991-2020 Normals |
| Average January low | 17°F | 21°F | 1991-2020 Normals |
| Annual precipitation | 31.5" | 40.3" | 1991-2020 Normals |
| Distance to major airport | 28 mi | 50 mi | NASR current cycle |
| Average commute | 23.6 min | 27.4 min | 2024 ACS 5-Year |
| Median age | 40.6 | 42.2 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Coldwater
Elevated or high exposure: hail, tornado.
New Castle
Elevated or high exposure: tornado, earthquake.
Your best match
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Coldwater
66
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Area Score
New Castle
63
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Area Score
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Full profiles: Coldwater, MI Micro Area · New Castle, IN Micro Area · How this is calculated: methodology