Chelsea and Haverhill receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
Chelsea
Haverhill
Opportunity
51 · Bottom 40%
vs51 · Bottom 39%
Growth
53 · Top 45%
vs42 · Bottom 36%
Climate
65 · Bottom 36%
vs63 · Bottom 25%
Physical resilience
97 · Top 1%
vs78 · Top 27%
Housing affordability
35 · Bottom 3%
vs66 · Bottom 28%
Schools
21 · Bottom 12%
vs31 · Bottom 24%
Access
99 · Top 14%
vs92 · Bottom 49%
Economic stability
56 · Bottom 41%
vs65 · Top 40%
Measured values
| Metric | Chelsea | Haverhill | Source period |
|---|---|---|---|
| Population | 39,908 | 67,698 | 2024 ACS 5-Year |
| Median household income | $72,179 | $88,326 | 2024 ACS 5-Year |
| Per capita income | $32,986 | $44,086 | 2024 ACS 5-Year |
| Population density | 17,985/sq mi | 2,049/sq mi | 2024 ACS 5-Year |
| Median home value | $493,500 | $453,900 | 2024 ACS 5-Year |
| Median gross rent | $1,956 | $1,668 | 2024 ACS 5-Year |
| Homeownership rate | 26.0% | 62.8% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 4.5% | June 2026 |
| Employment change (year over year) | -1.5% | -1.7% | June 2026 |
| Bachelor's degree or higher | 22.2% | 32.6% | 2024 ACS 5-Year |
| Poverty rate | 20.7% | 11.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 80 | 36 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.0 | 0.5 | 12 months ending July 2026 |
| Permit change (year over year) | 15.9% | -10.0% | 12 months ending July 2026 |
| Average July high | 82°F | 83°F | 1991-2020 Normals |
| Average January low | 23°F | 19°F | 1991-2020 Normals |
| Annual precipitation | 43.6" | 40.9" | 1991-2020 Normals |
| Distance to major airport | 3 mi | 20 mi | NASR current cycle |
| Average commute | 36.2 min | 29.8 min | 2024 ACS 5-Year |
| Median age | 34.4 | 39.4 | 2024 ACS 5-Year |
| Public schools | 11 | 18 | 2024-25 school year |
| Students per teacher | 12.18 | 11.71 | 2024-25 school year |
| Math proficiency | 11.7% | 17.4% | 2019-20 school year |
| Reading proficiency | 23.8% | 31.8% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Chelsea
Elevated or high exposure: hurricane.
Haverhill
Elevated or high exposure: coastal flooding, earthquake, hurricane.
Full profiles: Chelsea, MA · Haverhill, MA · How this is calculated: methodology