98226 and 98248 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
98226
98248
Opportunity
65 · Top 30%
vs62 · Top 35%
Growth
59 · Top 35%
vs44 · Bottom 39%
Climate
73 · Top 37%
vs73 · Top 37%
Physical resilience
50 · Bottom 43%
vs50 · Bottom 43%
Housing affordability
48 · Bottom 11%
vs66 · Bottom 30%
Access
45 · Bottom 2%
vs41 · Bottom 2%
Economic stability
57 · Bottom 45%
vs56 · Bottom 43%
Measured values
| Metric | 98226 | 98248 | Source period |
|---|---|---|---|
| Population | 46,782 | 28,498 | 2024 ACS 5-Year |
| Median household income | $79,375 | $91,060 | 2024 ACS 5-Year |
| Per capita income | $45,504 | $46,916 | 2024 ACS 5-Year |
| Population density | 442/sq mi | 397/sq mi | 2024 ACS 5-Year |
| Median home value | $607,600 | $589,600 | 2024 ACS 5-Year |
| Median gross rent | $1,620 | $1,469 | 2024 ACS 5-Year |
| Homeownership rate | 62.4% | 76.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.7% | 4.1% | June 2026 |
| Employment change (year over year) | -0.4% | -0.4% | June 2026 |
| Bachelor's degree or higher | 39.7% | 33.8% | 2024 ACS 5-Year |
| Poverty rate | 12.0% | 10.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 621 | 42 | 12 months ending July 2026 |
| Permits per 1,000 residents | 6.6 | 2.6 | 12 months ending July 2026 |
| Permit change (year over year) | -18.4% | -72.5% | 12 months ending July 2026 |
| Average July high | 73°F | 73°F | 1991-2020 Normals |
| Average January low | 34°F | 34°F | 1991-2020 Normals |
| Annual precipitation | 34.7" | 34.7" | 1991-2020 Normals |
| Distance to major airport | 88 mi | 93 mi | NASR current cycle |
| Average commute | 20.6 min | 23.5 min | 2024 ACS 5-Year |
| Median age | 41.1 | 37.7 | 2024 ACS 5-Year |
| Public schools | 13 | 11 | 2024-25 school year |
| Students per teacher | 17.82 | 17.52 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 42.8% | 54.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
98226
Elevated or high exposure: earthquake.
98248
Elevated or high exposure: earthquake.
Full profiles: 98226 — Bellingham, WA · 98248 — Ferndale, WA · How this is calculated: methodology