95409 and 95401 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95409
95401
Opportunity
56 · Top 46%
vs51 · Bottom 41%
Growth
51 · Top 49%
vs51 · Top 49%
Climate
81 · Top 15%
vs81 · Top 15%
Physical resilience
19 · Bottom 13%
vs19 · Bottom 13%
Housing affordability
43 · Bottom 7%
vs48 · Bottom 11%
Access
71 · Bottom 12%
vs68 · Bottom 11%
Economic stability
62 · Top 47%
vs65 · Top 40%
Measured values
| Metric | 95409 | 95401 | Source period |
|---|---|---|---|
| Population | 25,616 | 36,861 | 2024 ACS 5-Year |
| Median household income | $107,867 | $93,615 | 2024 ACS 5-Year |
| Per capita income | $65,041 | $45,772 | 2024 ACS 5-Year |
| Population density | 732/sq mi | 1,763/sq mi | 2024 ACS 5-Year |
| Median home value | $802,000 | $630,900 | 2024 ACS 5-Year |
| Median gross rent | $2,448 | $2,081 | 2024 ACS 5-Year |
| Homeownership rate | 69.7% | 53.9% | 2024 ACS 5-Year |
| Unemployment rate | 4.2% | 4.2% | June 2026 |
| Employment change (year over year) | -1.8% | -1.8% | June 2026 |
| Bachelor's degree or higher | 49.9% | 27.4% | 2024 ACS 5-Year |
| Poverty rate | 4.8% | 12.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 683 | 683 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.9 | 3.9 | 12 months ending July 2026 |
| Permit change (year over year) | 164.7% | 164.7% | 12 months ending July 2026 |
| Average July high | 84°F | 84°F | 1991-2020 Normals |
| Average January low | 38°F | 38°F | 1991-2020 Normals |
| Annual precipitation | 33.8" | 33.8" | 1991-2020 Normals |
| Distance to major airport | 55 mi | 59 mi | NASR current cycle |
| Average commute | 27.2 min | 24.0 min | 2024 ACS 5-Year |
| Median age | 52.7 | 39.2 | 2024 ACS 5-Year |
| Public schools | 8 | 12 | 2024-25 school year |
| Students per teacher | 22.29 | 20.18 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 34.9% | 61.5% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95409
Elevated or high exposure: earthquake, inland flooding.
95401
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 95409 — Santa Rosa, CA · 95401 — Santa Rosa, CA · How this is calculated: methodology