95366 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
95357
95366
Opportunity
36 · Bottom 15%
vs42 · Bottom 24%
Growth
65 · Top 22%
vs67 · Top 19%
Climate
77 · Top 26%
vs76 · Top 27%
Physical resilience
22 · Bottom 17%
vs25 · Bottom 20%
Housing affordability
64 · Bottom 28%
vs66 · Bottom 30%
Access
90 · Bottom 41%
vs99 · Top 9%
Economic stability
64 · Top 43%
vs66 · Top 38%
Measured values
| Metric | 95357 | 95366 | Source period |
|---|---|---|---|
| Population | 13,599 | 18,954 | 2024 ACS 5-Year |
| Median household income | $95,707 | $112,097 | 2024 ACS 5-Year |
| Per capita income | $37,360 | $53,349 | 2024 ACS 5-Year |
| Population density | 346/sq mi | 552/sq mi | 2024 ACS 5-Year |
| Median home value | $445,400 | $707,800 | 2024 ACS 5-Year |
| Median gross rent | $2,028 | $1,846 | 2024 ACS 5-Year |
| Homeownership rate | 71.4% | 66.0% | 2024 ACS 5-Year |
| Unemployment rate | 6.5% | 6.2% | June 2026 |
| Employment change (year over year) | -1.5% | -1.8% | June 2026 |
| Bachelor's degree or higher | 18.1% | 28.2% | 2024 ACS 5-Year |
| Poverty rate | 11.2% | 8.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 768 | 55 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.5 | 3.4 | 12 months ending July 2026 |
| Permit change (year over year) | 247.5% | 1000.0% | 12 months ending July 2026 |
| Average July high | 95°F | 95°F | 1991-2020 Normals |
| Average January low | 39°F | 39°F | 1991-2020 Normals |
| Annual precipitation | 12.3" | 13.4" | 1991-2020 Normals |
| Distance to major airport | 25 mi | 11 mi | NASR current cycle |
| Average commute | 29.2 min | 28.1 min | 2024 ACS 5-Year |
| Median age | 35.8 | 40.9 | 2024 ACS 5-Year |
| Public schools | 4 | 7 | 2024-25 school year |
| Students per teacher | 22.80 | 22.22 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 81.6% | 29.8% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95357
Elevated or high exposure: drought, earthquake, heat wave.
95366
Elevated or high exposure: drought, earthquake.
Full profiles: 95357 — Modesto, CA · 95366 — Ripon, CA · How this is calculated: methodology