95357 and 95361 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95357
95361
Opportunity
36 · Bottom 15%
vs39 · Bottom 18%
Growth
65 · Top 22%
vs61 · Top 32%
Climate
77 · Top 26%
vs77 · Top 26%
Physical resilience
22 · Bottom 17%
vs22 · Bottom 17%
Housing affordability
64 · Bottom 28%
vs68 · Bottom 33%
Access
90 · Bottom 41%
vs90 · Bottom 39%
Economic stability
64 · Top 43%
vs53 · Bottom 37%
Measured values
| Metric | 95357 | 95361 | Source period |
|---|---|---|---|
| Population | 13,599 | 34,810 | 2024 ACS 5-Year |
| Median household income | $95,707 | $92,963 | 2024 ACS 5-Year |
| Per capita income | $37,360 | $41,813 | 2024 ACS 5-Year |
| Population density | 346/sq mi | 160/sq mi | 2024 ACS 5-Year |
| Median home value | $445,400 | $516,000 | 2024 ACS 5-Year |
| Median gross rent | $2,028 | $1,597 | 2024 ACS 5-Year |
| Homeownership rate | 71.4% | 68.3% | 2024 ACS 5-Year |
| Unemployment rate | 6.5% | 7.0% | June 2026 |
| Employment change (year over year) | -1.5% | -1.5% | June 2026 |
| Bachelor's degree or higher | 18.1% | 25.0% | 2024 ACS 5-Year |
| Poverty rate | 11.2% | 13.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 768 | 92 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.5 | 4.0 | 12 months ending July 2026 |
| Permit change (year over year) | 247.5% | 206.7% | 12 months ending July 2026 |
| Average July high | 95°F | 95°F | 1991-2020 Normals |
| Average January low | 39°F | 39°F | 1991-2020 Normals |
| Annual precipitation | 12.3" | 12.3" | 1991-2020 Normals |
| Distance to major airport | 25 mi | 26 mi | NASR current cycle |
| Average commute | 29.2 min | 33.0 min | 2024 ACS 5-Year |
| Median age | 35.8 | 39.1 | 2024 ACS 5-Year |
| Public schools | 4 | 11 | 2024-25 school year |
| Students per teacher | 22.80 | 22.11 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 81.6% | 43.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95357
Elevated or high exposure: drought, earthquake, heat wave.
95361
Elevated or high exposure: drought, earthquake, heat wave.
Full profiles: 95357 — Modesto, CA · 95361 — Oakdale, CA · How this is calculated: methodology