95348 and 95945 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95348
95945
Opportunity
45 · Bottom 30%
vs47 · Bottom 33%
Growth
66 · Top 21%
vs54 · Top 44%
Climate
75 · Top 29%
vs73 · Top 37%
Physical resilience
11 · Bottom 7%
vs18 · Bottom 12%
Housing affordability
48 · Bottom 11%
vs40 · Bottom 6%
Access
72 · Bottom 14%
vs79 · Bottom 20%
Economic stability
42 · Bottom 21%
vs38 · Bottom 17%
Measured values
| Metric | 95348 | 95945 | Source period |
|---|---|---|---|
| Population | 37,540 | 27,470 | 2024 ACS 5-Year |
| Median household income | $64,944 | $65,989 | 2024 ACS 5-Year |
| Per capita income | $28,835 | $42,149 | 2024 ACS 5-Year |
| Population density | 636/sq mi | 449/sq mi | 2024 ACS 5-Year |
| Median home value | $383,600 | $539,500 | 2024 ACS 5-Year |
| Median gross rent | $1,551 | $1,452 | 2024 ACS 5-Year |
| Homeownership rate | 51.3% | 57.8% | 2024 ACS 5-Year |
| Unemployment rate | 7.6% | 4.6% | June 2026 |
| Employment change (year over year) | 0.4% | -2.0% | June 2026 |
| Bachelor's degree or higher | 23.4% | 35.3% | 2024 ACS 5-Year |
| Poverty rate | 22.1% | 14.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 331 | 35 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.6 | 2.5 | 12 months ending July 2026 |
| Permit change (year over year) | 8.2% | -7.9% | 12 months ending July 2026 |
| Average July high | 96°F | 78°F | 1991-2020 Normals |
| Average January low | 37°F | 34°F | 1991-2020 Normals |
| Annual precipitation | 11.8" | 62.4" | 1991-2020 Normals |
| Distance to major airport | 52 mi | 43 mi | NASR current cycle |
| Average commute | 28.4 min | 20.6 min | 2024 ACS 5-Year |
| Median age | 31.2 | 49.5 | 2024 ACS 5-Year |
| Public schools | 6 | 12 | 2024-25 school year |
| Students per teacher | 23.74 | 20.83 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 79.2% | 47.7% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95348
Elevated or high exposure: drought, earthquake, heat wave.
95945
Elevated or high exposure: wildfire, earthquake, inland flooding.
Full profiles: 95348 — Merced, CA · 95945 — Grass Valley, CA · How this is calculated: methodology