95240 and 95358 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95240
95358
Opportunity
35 · Bottom 14%
vs31 · Bottom 9%
Growth
52 · Top 47%
vs65 · Top 22%
Climate
76 · Top 27%
vs77 · Top 26%
Physical resilience
25 · Bottom 20%
vs22 · Bottom 17%
Housing affordability
62 · Bottom 25%
vs58 · Bottom 21%
Access
96 · Top 36%
vs93 · Top 50%
Economic stability
51 · Bottom 34%
vs47 · Bottom 29%
Measured values
| Metric | 95240 | 95358 | Source period |
|---|---|---|---|
| Population | 50,517 | 30,469 | 2024 ACS 5-Year |
| Median household income | $82,137 | $76,924 | 2024 ACS 5-Year |
| Per capita income | $34,054 | $28,441 | 2024 ACS 5-Year |
| Population density | 741/sq mi | 262/sq mi | 2024 ACS 5-Year |
| Median home value | $472,100 | $431,900 | 2024 ACS 5-Year |
| Median gross rent | $1,571 | $1,594 | 2024 ACS 5-Year |
| Homeownership rate | 51.0% | 62.0% | 2024 ACS 5-Year |
| Unemployment rate | 5.5% | 6.5% | June 2026 |
| Employment change (year over year) | -1.8% | -1.5% | June 2026 |
| Bachelor's degree or higher | 19.6% | 14.5% | 2024 ACS 5-Year |
| Poverty rate | 14.4% | 15.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 156 | 768 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.3 | 3.5 | 12 months ending July 2026 |
| Permit change (year over year) | -22.4% | 247.5% | 12 months ending July 2026 |
| Average July high | 95°F | 95°F | 1991-2020 Normals |
| Average January low | 39°F | 39°F | 1991-2020 Normals |
| Annual precipitation | 13.4" | 12.3" | 1991-2020 Normals |
| Distance to major airport | 16 mi | 21 mi | NASR current cycle |
| Average commute | 27.0 min | 34.1 min | 2024 ACS 5-Year |
| Median age | 34.1 | 32.0 | 2024 ACS 5-Year |
| Public schools | 12 | 10 | 2024-25 school year |
| Students per teacher | 22.01 | 22.25 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 79.1% | 79.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95240
Elevated or high exposure: drought, earthquake.
95358
Elevated or high exposure: drought, earthquake, heat wave.
Full profiles: 95240 — Lodi, CA · 95358 — Modesto, CA · How this is calculated: methodology