95127 and 95123 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95127
95123
Opportunity
70 · Top 16%
vs74 · Top 12%
Growth
64 · Top 22%
vs64 · Top 22%
Climate
89 · Top 12%
vs89 · Top 12%
Physical resilience
25 · Bottom 20%
vs25 · Bottom 20%
Housing affordability
45 · Bottom 15%
vs45 · Bottom 14%
Access
99 · Top 12%
vs98 · Top 29%
Economic stability
70 · Top 26%
vs81 · Top 7%
Measured values
| Metric | 95127 | 95123 | Source period |
|---|---|---|---|
| Population | 58,825 | 69,677 | 2024 ACS 5-Year |
| Median household income | $128,786 | $144,276 | 2024 ACS 5-Year |
| Per capita income | $45,931 | $63,071 | 2024 ACS 5-Year |
| Population density | 3,091/sq mi | 8,908/sq mi | 2024 ACS 5-Year |
| Median home value | $1,035,800 | $1,166,800 | 2024 ACS 5-Year |
| Median gross rent | $2,641 | $2,976 | 2024 ACS 5-Year |
| Homeownership rate | 65.3% | 60.7% | 2024 ACS 5-Year |
| Unemployment rate | 4.0% | 4.0% | June 2026 |
| Employment change (year over year) | -0.7% | -0.7% | June 2026 |
| Bachelor's degree or higher | 28.9% | 45.8% | 2024 ACS 5-Year |
| Poverty rate | 8.3% | 5.9% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 4,891 | 4,891 | 12 months ending July 2026 |
| Permits per 1,000 residents | 4.9 | 4.9 | 12 months ending July 2026 |
| Permit change (year over year) | 239.7% | 239.7% | 12 months ending July 2026 |
| Average July high | 81°F | 81°F | 1991-2020 Normals |
| Average January low | 42°F | 42°F | 1991-2020 Normals |
| Annual precipitation | 13.5" | 13.5" | 1991-2020 Normals |
| Distance to major airport | 8 mi | 10 mi | NASR current cycle |
| Average commute | 30.6 min | 30.8 min | 2024 ACS 5-Year |
| Median age | 38.7 | 38.0 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95127
Elevated or high exposure: earthquake, inland flooding.
95123
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 95127 — San Jose, CA · 95123 — San Jose, CA · How this is calculated: methodology