95064 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
95064
33912
Opportunity
51 · Bottom 43%
vs53 · Bottom 46%
Growth
61 · Top 31%
vs67 · Top 20%
Climate
81 · Top 15%
vs81 · Top 17%
Physical resilience
24 · Bottom 19%
vs5 · Bottom 1%
Housing affordability
90 · Top 31%
vs86 · Top 41%
Access
88 · Bottom 33%
vs97 · Top 32%
Economic stability
29 · Bottom 8%
vs38 · Bottom 17%
Measured values
| Metric | 95064 | 33912 | Source period |
|---|---|---|---|
| Population | 10,168 | 19,533 | 2024 ACS 5-Year |
| Median household income | $121,042 | $103,194 | 2024 ACS 5-Year |
| Per capita income | $13,308 | $61,693 | 2024 ACS 5-Year |
| Population density | 5,974/sq mi | 920/sq mi | 2024 ACS 5-Year |
| Median home value | $467,000 | $409,100 | 2024 ACS 5-Year |
| Median gross rent | $1,586 | $1,679 | 2024 ACS 5-Year |
| Homeownership rate | 34.7% | 87.3% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 5.2% | June 2026 |
| Employment change (year over year) | -2.0% | -0.7% | June 2026 |
| Bachelor's degree or higher | 75.7% | 47.2% | 2024 ACS 5-Year |
| Poverty rate | 18.7% | 6.1% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 417 | 1,587 | 12 months ending July 2026 |
| Permits per 1,000 residents | 6.8 | 16.7 | 12 months ending July 2026 |
| Permit change (year over year) | 390.6% | -19.6% | 12 months ending July 2026 |
| Average July high | 72°F | 92°F | 1991-2020 Normals |
| Average January low | 40°F | 54°F | 1991-2020 Normals |
| Annual precipitation | 22.4" | 57.4" | 1991-2020 Normals |
| Distance to major airport | 27 mi | 4 mi | NASR current cycle |
| Average commute | 24.3 min | 25.4 min | 2024 ACS 5-Year |
| Median age | 19.6 | 60.4 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95064
Elevated or high exposure: drought, earthquake, inland flooding.
33912
Elevated or high exposure: hurricane, coastal flooding.
Full profiles: 95064 — Santa Cruz, CA · 33912 — Fort Myers, FL · How this is calculated: methodology