95064 and 32169 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95064
32169
Opportunity
51 · Bottom 43%
vs56 · Top 48%
Growth
61 · Top 31%
vs56 · Top 40%
Climate
81 · Top 15%
vs82 · Top 12%
Physical resilience
24 · Bottom 19%
vs25 · Bottom 20%
Housing affordability
90 · Top 31%
vs76 · Bottom 44%
Access
88 · Bottom 33%
vs89 · Bottom 36%
Economic stability
29 · Bottom 8%
vs33 · Bottom 11%
Measured values
| Metric | 95064 | 32169 | Source period |
|---|---|---|---|
| Population | 10,168 | 10,192 | 2024 ACS 5-Year |
| Median household income | $121,042 | $110,968 | 2024 ACS 5-Year |
| Per capita income | $13,308 | $85,460 | 2024 ACS 5-Year |
| Population density | 5,974/sq mi | 629/sq mi | 2024 ACS 5-Year |
| Median home value | $467,000 | $557,700 | 2024 ACS 5-Year |
| Median gross rent | $1,586 | $1,723 | 2024 ACS 5-Year |
| Homeownership rate | 34.7% | 88.2% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 5.1% | June 2026 |
| Employment change (year over year) | -2.0% | -0.3% | June 2026 |
| Bachelor's degree or higher | 75.7% | 52.3% | 2024 ACS 5-Year |
| Poverty rate | 18.7% | 6.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 417 | 195 | 12 months ending July 2026 |
| Permits per 1,000 residents | 6.8 | 6.1 | 12 months ending July 2026 |
| Permit change (year over year) | 390.6% | -46.1% | 12 months ending July 2026 |
| Average July high | 72°F | 90°F | 1991-2020 Normals |
| Average January low | 40°F | 49°F | 1991-2020 Normals |
| Annual precipitation | 22.4" | 51.3" | 1991-2020 Normals |
| Distance to major airport | 27 mi | 26 mi | NASR current cycle |
| Average commute | 24.3 min | 37.8 min | 2024 ACS 5-Year |
| Median age | 19.6 | 64.3 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95064
Elevated or high exposure: drought, earthquake, inland flooding.
32169
Elevated or high exposure: hurricane.
Full profiles: 95064 — Santa Cruz, CA · 32169 — New Smyrna Beach, FL · How this is calculated: methodology