94503 and 95020 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
94503
95020
Opportunity
69 · Top 22%
vs64 · Top 31%
Growth
50 · Bottom 49%
vs60 · Top 33%
Climate
81 · Top 15%
vs81 · Top 15%
Physical resilience
22 · Bottom 17%
vs25 · Bottom 20%
Housing affordability
57 · Bottom 19%
vs58 · Bottom 20%
Access
85 · Bottom 29%
vs85 · Bottom 28%
Economic stability
71 · Top 28%
vs75 · Top 20%
Measured values
| Metric | 94503 | 95020 | Source period |
|---|---|---|---|
| Population | 21,841 | 67,181 | 2024 ACS 5-Year |
| Median household income | $121,088 | $137,117 | 2024 ACS 5-Year |
| Per capita income | $43,261 | $51,387 | 2024 ACS 5-Year |
| Population density | 808/sq mi | 443/sq mi | 2024 ACS 5-Year |
| Median home value | $697,400 | $1,059,100 | 2024 ACS 5-Year |
| Median gross rent | $2,524 | $2,286 | 2024 ACS 5-Year |
| Homeownership rate | 74.3% | 63.8% | 2024 ACS 5-Year |
| Unemployment rate | 4.0% | 4.4% | June 2026 |
| Employment change (year over year) | -0.3% | -0.7% | June 2026 |
| Bachelor's degree or higher | 32.4% | 28.5% | 2024 ACS 5-Year |
| Poverty rate | 9.4% | 6.7% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 140 | 152 | 12 months ending July 2026 |
| Permits per 1,000 residents | 6.5 | 2.6 | 12 months ending July 2026 |
| Permit change (year over year) | -22.7% | 56.7% | 12 months ending July 2026 |
| Average July high | 79°F | 72°F | 1991-2020 Normals |
| Average January low | 38°F | 40°F | 1991-2020 Normals |
| Annual precipitation | 20.2" | 22.4" | 1991-2020 Normals |
| Distance to major airport | 32 mi | 31 mi | NASR current cycle |
| Average commute | 32.7 min | 36.5 min | 2024 ACS 5-Year |
| Median age | 37.0 | 37.6 | 2024 ACS 5-Year |
| Public schools | 4 | 17 | 2024-25 school year |
| Students per teacher | 24.40 | 23.35 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 57.2% | 50.8% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
94503
Elevated or high exposure: drought, earthquake, inland flooding.
95020
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 94503 — American Canyon, CA · 95020 — Gilroy, CA · How this is calculated: methodology