94402 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
94401
94402
Opportunity
66 · Top 27%
vs69 · Top 22%
Growth
29 · Bottom 15%
vs29 · Bottom 15%
Climate
89 · Top 8%
vs89 · Top 8%
Physical resilience
37 · Bottom 30%
vs37 · Bottom 30%
Housing affordability
34 · Bottom 3%
vs40 · Bottom 6%
Access
99 · Top 8%
vs99 · Top 8%
Economic stability
63 · Top 45%
vs75 · Top 21%
Measured values
| Metric | 94401 | 94402 | Source period |
|---|---|---|---|
| Population | 35,295 | 25,475 | 2024 ACS 5-Year |
| Median household income | $122,227 | $172,522 | 2024 ACS 5-Year |
| Per capita income | $63,426 | $109,498 | 2024 ACS 5-Year |
| Population density | 11,345/sq mi | 5,045/sq mi | 2024 ACS 5-Year |
| Median home value | $1,184,500 | $2,000,001 | 2024 ACS 5-Year |
| Median gross rent | $2,762 | $3,501 | 2024 ACS 5-Year |
| Homeownership rate | 43.4% | 58.4% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 3.6% | June 2026 |
| Employment change (year over year) | -0.9% | -0.9% | June 2026 |
| Bachelor's degree or higher | 46.3% | 68.6% | 2024 ACS 5-Year |
| Poverty rate | 12.2% | 5.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 98 | 98 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.0 | 1.0 | 12 months ending July 2026 |
| Permit change (year over year) | -34.7% | -34.7% | 12 months ending July 2026 |
| Average July high | 73°F | 73°F | 1991-2020 Normals |
| Average January low | 45°F | 45°F | 1991-2020 Normals |
| Annual precipitation | 19.6" | 19.6" | 1991-2020 Normals |
| Distance to major airport | 4 mi | 6 mi | NASR current cycle |
| Average commute | 28.2 min | 28.9 min | 2024 ACS 5-Year |
| Median age | 35.9 | 40.8 | 2024 ACS 5-Year |
| Public schools | 4 | 7 | 2024-25 school year |
| Students per teacher | 20.96 | 21.59 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 35.5% | 32.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
94401
Elevated or high exposure: earthquake, inland flooding.
94402
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 94401 — San Mateo, CA · 94402 — San Mateo, CA · How this is calculated: methodology