94070 and 95054 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
94070
95054
Opportunity
70 · Top 21%
vs77 · Top 11%
Growth
61 · Top 32%
vs64 · Top 25%
Climate
89 · Top 8%
vs89 · Top 8%
Physical resilience
37 · Bottom 30%
vs25 · Bottom 20%
Housing affordability
59 · Bottom 21%
vs61 · Bottom 24%
Access
99 · Top 8%
vs99 · Top 8%
Economic stability
84 · Top 6%
vs84 · Top 5%
Measured values
| Metric | 94070 | 95054 | Source period |
|---|---|---|---|
| Population | 30,447 | 25,704 | 2024 ACS 5-Year |
| Median household income | $240,074 | $207,895 | 2024 ACS 5-Year |
| Per capita income | $128,170 | $97,874 | 2024 ACS 5-Year |
| Population density | 4,974/sq mi | 4,002/sq mi | 2024 ACS 5-Year |
| Median home value | $2,000,001 | $1,493,100 | 2024 ACS 5-Year |
| Median gross rent | $2,854 | $3,447 | 2024 ACS 5-Year |
| Homeownership rate | 68.6% | 32.6% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 3.6% | June 2026 |
| Employment change (year over year) | -0.9% | -0.7% | June 2026 |
| Bachelor's degree or higher | 70.5% | 68.6% | 2024 ACS 5-Year |
| Poverty rate | 3.3% | 5.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 267 | 749 | 12 months ending July 2026 |
| Permits per 1,000 residents | 9.0 | 5.8 | 12 months ending July 2026 |
| Permit change (year over year) | 734.4% | 340.6% | 12 months ending July 2026 |
| Average July high | 73°F | 81°F | 1991-2020 Normals |
| Average January low | 45°F | 42°F | 1991-2020 Normals |
| Annual precipitation | 19.6" | 13.5" | 1991-2020 Normals |
| Distance to major airport | 10 mi | 3 mi | NASR current cycle |
| Average commute | 27.2 min | 25.2 min | 2024 ACS 5-Year |
| Median age | 41.6 | 34.2 | 2024 ACS 5-Year |
| Public schools | 10 | 4 | 2024-25 school year |
| Students per teacher | 21.68 | 17.38 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 9.4% | 30.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
94070
Elevated or high exposure: earthquake, inland flooding.
95054
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 94070 — San Carlos, CA · 95054 — Santa Clara, CA · How this is calculated: methodology