93635 and 95945 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
93635
95945
Opportunity
38 · Bottom 18%
vs47 · Bottom 33%
Growth
66 · Top 21%
vs54 · Top 44%
Climate
72 · Top 41%
vs73 · Top 37%
Physical resilience
11 · Bottom 7%
vs18 · Bottom 12%
Housing affordability
47 · Bottom 10%
vs40 · Bottom 6%
Access
66 · Bottom 9%
vs79 · Bottom 20%
Economic stability
43 · Bottom 24%
vs38 · Bottom 17%
Measured values
| Metric | 93635 | 95945 | Source period |
|---|---|---|---|
| Population | 50,149 | 27,470 | 2024 ACS 5-Year |
| Median household income | $67,129 | $65,989 | 2024 ACS 5-Year |
| Per capita income | $26,279 | $42,149 | 2024 ACS 5-Year |
| Population density | 128/sq mi | 449/sq mi | 2024 ACS 5-Year |
| Median home value | $444,900 | $539,500 | 2024 ACS 5-Year |
| Median gross rent | $1,524 | $1,452 | 2024 ACS 5-Year |
| Homeownership rate | 58.7% | 57.8% | 2024 ACS 5-Year |
| Unemployment rate | 11.6% | 4.6% | June 2026 |
| Employment change (year over year) | 0.4% | -2.0% | June 2026 |
| Bachelor's degree or higher | 12.5% | 35.3% | 2024 ACS 5-Year |
| Poverty rate | 17.5% | 14.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 137 | 35 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.9 | 2.5 | 12 months ending July 2026 |
| Permit change (year over year) | 13.2% | -7.9% | 12 months ending July 2026 |
| Average July high | 96°F | 78°F | 1991-2020 Normals |
| Average January low | 36°F | 34°F | 1991-2020 Normals |
| Annual precipitation | 10.4" | 62.4" | 1991-2020 Normals |
| Distance to major airport | 62 mi | 43 mi | NASR current cycle |
| Average commute | 50.7 min | 20.6 min | 2024 ACS 5-Year |
| Median age | 30.8 | 49.5 | 2024 ACS 5-Year |
| Public schools | 16 | 12 | 2024-25 school year |
| Students per teacher | 23.26 | 20.83 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 80.7% | 47.7% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
93635
Elevated or high exposure: drought, earthquake, heat wave.
95945
Elevated or high exposure: wildfire, earthquake, inland flooding.
Full profiles: 93635 — Los Banos, CA · 95945 — Grass Valley, CA · How this is calculated: methodology