93401 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
93401
95409
Opportunity
61 · Top 37%
vs56 · Top 46%
Growth
59 · Top 35%
vs51 · Top 49%
Climate
89 · Top 8%
vs81 · Top 15%
Physical resilience
31 · Bottom 24%
vs19 · Bottom 13%
Housing affordability
42 · Bottom 7%
vs43 · Bottom 7%
Access
85 · Bottom 29%
vs71 · Bottom 12%
Economic stability
54 · Bottom 40%
vs62 · Top 47%
Measured values
| Metric | 93401 | 95409 | Source period |
|---|---|---|---|
| Population | 29,202 | 25,616 | 2024 ACS 5-Year |
| Median household income | $96,824 | $107,867 | 2024 ACS 5-Year |
| Per capita income | $62,643 | $65,041 | 2024 ACS 5-Year |
| Population density | 455/sq mi | 732/sq mi | 2024 ACS 5-Year |
| Median home value | $973,000 | $802,000 | 2024 ACS 5-Year |
| Median gross rent | $1,912 | $2,448 | 2024 ACS 5-Year |
| Homeownership rate | 47.9% | 69.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.7% | 4.2% | June 2026 |
| Employment change (year over year) | -3.2% | -1.8% | June 2026 |
| Bachelor's degree or higher | 55.9% | 49.9% | 2024 ACS 5-Year |
| Poverty rate | 15.4% | 4.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 220 | 683 | 12 months ending July 2026 |
| Permits per 1,000 residents | 4.5 | 3.9 | 12 months ending July 2026 |
| Permit change (year over year) | 20.9% | 164.7% | 12 months ending July 2026 |
| Average July high | 78°F | 84°F | 1991-2020 Normals |
| Average January low | 41°F | 38°F | 1991-2020 Normals |
| Annual precipitation | 17.9" | 33.8" | 1991-2020 Normals |
| Distance to major airport | 25 mi | 55 mi | NASR current cycle |
| Average commute | 18.1 min | 27.2 min | 2024 ACS 5-Year |
| Median age | 37.1 | 52.7 | 2024 ACS 5-Year |
| Public schools | 5 | 8 | 2024-25 school year |
| Students per teacher | 22.19 | 22.29 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 36.6% | 34.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
93401
Elevated or high exposure: drought, wildfire, earthquake.
95409
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 93401 — San Luis Obispo, CA · 95409 — Santa Rosa, CA · How this is calculated: methodology