95123 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
92620
95123
Opportunity
64 · Top 32%
vs70 · Top 20%
Growth
56 · Top 40%
vs64 · Top 25%
Climate
100 · Top 4%
vs89 · Top 8%
Physical resilience
11 · Bottom 7%
vs25 · Bottom 20%
Housing affordability
38 · Bottom 5%
vs45 · Bottom 9%
Access
91 · Bottom 44%
vs98 · Top 21%
Economic stability
72 · Top 26%
vs81 · Top 10%
Measured values
| Metric | 92620 | 95123 | Source period |
|---|---|---|---|
| Population | 61,631 | 69,677 | 2024 ACS 5-Year |
| Median household income | $146,942 | $144,276 | 2024 ACS 5-Year |
| Per capita income | $66,732 | $63,071 | 2024 ACS 5-Year |
| Population density | 10,428/sq mi | 8,908/sq mi | 2024 ACS 5-Year |
| Median home value | $1,267,800 | $1,166,800 | 2024 ACS 5-Year |
| Median gross rent | $3,238 | $2,976 | 2024 ACS 5-Year |
| Homeownership rate | 55.7% | 60.7% | 2024 ACS 5-Year |
| Unemployment rate | 4.2% | 4.0% | June 2026 |
| Employment change (year over year) | -1.8% | -0.7% | June 2026 |
| Bachelor's degree or higher | 70.5% | 45.8% | 2024 ACS 5-Year |
| Poverty rate | 7.7% | 5.9% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 1,703 | 4,891 | 12 months ending July 2026 |
| Permits per 1,000 residents | 5.5 | 4.9 | 12 months ending July 2026 |
| Permit change (year over year) | -46.4% | 239.7% | 12 months ending July 2026 |
| Average July high | 79°F | 81°F | 1991-2020 Normals |
| Average January low | 49°F | 42°F | 1991-2020 Normals |
| Annual precipitation | 11.2" | 13.5" | 1991-2020 Normals |
| Distance to major airport | 24 mi | 10 mi | NASR current cycle |
| Average commute | 28.7 min | 30.8 min | 2024 ACS 5-Year |
| Median age | 37.5 | 38.0 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
92620
Elevated or high exposure: earthquake, inland flooding.
95123
Elevated or high exposure: earthquake, inland flooding.
Full profiles: 92620 — Irvine, CA · 95123 — San Jose, CA · How this is calculated: methodology