Signals
75040
28205
Opportunity
60 · Top 38%
vs68 · Top 23%
Climate
63 · Bottom 29%
vs72 · Top 41%
Physical resilience
52 · Bottom 44%
vs50 · Bottom 43%
Housing affordability
71 · Bottom 43%
vs60 · Bottom 27%
Access
97 · Top 38%
vs99 · Top 19%
Economic stability
66 · Top 37%
vs62 · Top 46%
Measured values
| Metric | 75040 | 28205 | Source period |
|---|---|---|---|
| Population | 64,606 | 51,806 | 2024 ACS 5-Year |
| Median household income | $74,519 | $75,622 | 2024 ACS 5-Year |
| Per capita income | $30,538 | $53,446 | 2024 ACS 5-Year |
| Population density | 4,117/sq mi | 4,380/sq mi | 2024 ACS 5-Year |
| Median home value | $266,300 | $457,200 | 2024 ACS 5-Year |
| Median gross rent | $1,728 | $1,460 | 2024 ACS 5-Year |
| Homeownership rate | 66.8% | 42.5% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 3.6% | June 2026 |
| Employment change (year over year) | -0.4% | -0.5% | June 2026 |
| Bachelor's degree or higher | 24.3% | 47.8% | 2024 ACS 5-Year |
| Poverty rate | 9.9% | 16.5% | 2024 ACS 5-Year |
| Average July high | 97°F | 90°F | 1991-2020 Normals |
| Average January low | 38°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 38.3" | 43.6" | 1991-2020 Normals |
| Distance to major airport | 15 mi | 9 mi | NASR current cycle |
| Average commute | 31.3 min | 25.7 min | 2024 ACS 5-Year |
| Median age | 35.5 | 34.2 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
75040
Elevated or high exposure: hail, tornado.
28205
Elevated or high exposure: inland flooding.
Full profiles: 75040 — Garland, TX · 28205 — Charlotte, NC · How this is calculated: methodology