65109 and 65101 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
65109
65101
Opportunity
80 · Top 8%
vs78 · Top 10%
Growth
44 · Bottom 41%
vs44 · Bottom 41%
Climate
71 · Top 45%
vs71 · Top 45%
Physical resilience
69 · Top 36%
vs68 · Top 39%
Housing affordability
100 · Top 9%
vs97 · Top 16%
Schools
56 · Top 44%
vs52 · Top 49%
Access
10 · Bottom 1%
vs35 · Bottom 1%
Economic stability
67 · Top 35%
vs50 · Bottom 34%
Measured values
| Metric | 65109 | 65101 | Source period |
|---|---|---|---|
| Population | 41,145 | 28,793 | 2024 ACS 5-Year |
| Median household income | $74,694 | $74,807 | 2024 ACS 5-Year |
| Per capita income | $41,141 | $35,440 | 2024 ACS 5-Year |
| Population density | 510/sq mi | 220/sq mi | 2024 ACS 5-Year |
| Median home value | $221,600 | $243,600 | 2024 ACS 5-Year |
| Median gross rent | $861 | $791 | 2024 ACS 5-Year |
| Homeownership rate | 66.7% | 64.9% | 2024 ACS 5-Year |
| Unemployment rate | 3.4% | 3.4% | June 2026 |
| Employment change (year over year) | 0.7% | 0.7% | June 2026 |
| Bachelor's degree or higher | 45.3% | 33.1% | 2024 ACS 5-Year |
| Poverty rate | 8.5% | 10.7% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 24 | 24 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.6 | 0.6 | 12 months ending July 2026 |
| Permit change (year over year) | 9.1% | 9.1% | 12 months ending July 2026 |
| Average July high | 89°F | 89°F | 1991-2020 Normals |
| Average January low | 23°F | 23°F | 1991-2020 Normals |
| Annual precipitation | 39.7" | 39.7" | 1991-2020 Normals |
| Distance to major airport | 104 mi | 97 mi | NASR current cycle |
| Average commute | 17.5 min | 20.9 min | 2024 ACS 5-Year |
| Median age | 40.6 | 38.3 | 2024 ACS 5-Year |
| Public schools | 9 | 13 | 2024-25 school year |
| Students per teacher | 12.15 | 12.30 | 2024-25 school year |
| Math proficiency | 36.3% | 32.6% | 2019-20 school year |
| Reading proficiency | 46.8% | 46.9% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 51.9% | 48.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
65109
Elevated or high exposure: ice storm.
65101
Elevated or high exposure: ice storm.
Full profiles: 65109 — Jefferson City, MO · 65101 — Jefferson City, MO · How this is calculated: methodology