60123 and 60120 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
60123
60120
Opportunity
41 · Bottom 22%
vs38 · Bottom 17%
Growth
28 · Bottom 14%
vs28 · Bottom 14%
Climate
60 · Bottom 16%
vs60 · Bottom 16%
Physical resilience
77 · Top 27%
vs71 · Top 34%
Housing affordability
100 · Top 9%
vs96 · Top 19%
Schools
17 · Bottom 7%
vs26 · Bottom 17%
Access
90 · Bottom 39%
vs92 · Bottom 47%
Economic stability
69 · Top 32%
vs68 · Top 34%
Measured values
| Metric | 60123 | 60120 | Source period |
|---|---|---|---|
| Population | 48,379 | 51,225 | 2024 ACS 5-Year |
| Median household income | $87,693 | $82,449 | 2024 ACS 5-Year |
| Per capita income | $37,274 | $31,506 | 2024 ACS 5-Year |
| Population density | 3,464/sq mi | 2,940/sq mi | 2024 ACS 5-Year |
| Median home value | $261,000 | $242,300 | 2024 ACS 5-Year |
| Median gross rent | $1,292 | $1,371 | 2024 ACS 5-Year |
| Homeownership rate | 72.8% | 65.7% | 2024 ACS 5-Year |
| Unemployment rate | 4.7% | 4.7% | June 2026 |
| Employment change (year over year) | -2.2% | -2.2% | June 2026 |
| Bachelor's degree or higher | 24.8% | 20.5% | 2024 ACS 5-Year |
| Poverty rate | 9.5% | 12.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 184 | 184 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.6 | 1.6 | 12 months ending July 2026 |
| Permit change (year over year) | -48.5% | -48.5% | 12 months ending July 2026 |
| Average July high | 84°F | 84°F | 1991-2020 Normals |
| Average January low | 16°F | 16°F | 1991-2020 Normals |
| Annual precipitation | 33.2" | 33.2" | 1991-2020 Normals |
| Distance to major airport | 21 mi | 17 mi | NASR current cycle |
| Average commute | 30.1 min | 30.7 min | 2024 ACS 5-Year |
| Median age | 39.3 | 34.5 | 2024 ACS 5-Year |
| Public schools | 11 | 15 | 2024-25 school year |
| Students per teacher | 15.46 | 16.22 | 2024-25 school year |
| Math proficiency | 8.7% | 12.6% | 2019-20 school year |
| Reading proficiency | 7.2% | 12.2% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 69.3% | 66.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Full profiles: 60123 — Elgin, IL · 60120 — Elgin, IL · How this is calculated: methodology