55805 and 55130 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
55805
55130
Opportunity
28 · Bottom 7%
vs33 · Bottom 11%
Growth
30 · Bottom 16%
vs33 · Bottom 22%
Climate
47 · Bottom 1%
vs55 · Bottom 5%
Physical resilience
94 · Top 4%
vs93 · Top 7%
Housing affordability
57 · Bottom 19%
vs66 · Bottom 30%
Access
90 · Bottom 41%
vs97 · Top 32%
Economic stability
51 · Bottom 35%
vs44 · Bottom 25%
Measured values
| Metric | 55805 | 55130 | Source period |
|---|---|---|---|
| Population | 10,602 | 17,775 | 2024 ACS 5-Year |
| Median household income | $43,100 | $54,130 | 2024 ACS 5-Year |
| Per capita income | $32,215 | $23,599 | 2024 ACS 5-Year |
| Population density | 7,347/sq mi | 8,804/sq mi | 2024 ACS 5-Year |
| Median home value | $189,400 | $236,000 | 2024 ACS 5-Year |
| Median gross rent | $1,068 | $1,183 | 2024 ACS 5-Year |
| Homeownership rate | 27.3% | 46.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.7% | 4.4% | June 2026 |
| Employment change (year over year) | -3.3% | -2.0% | June 2026 |
| Bachelor's degree or higher | 40.2% | 20.2% | 2024 ACS 5-Year |
| Poverty rate | 26.4% | 24.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 153 | 437 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.8 | 1.4 | 12 months ending July 2026 |
| Permit change (year over year) | -27.5% | 46.6% | 12 months ending July 2026 |
| Average July high | 78°F | 83°F | 1991-2020 Normals |
| Average January low | 2°F | 9°F | 1991-2020 Normals |
| Annual precipitation | 31.2" | 29.2" | 1991-2020 Normals |
| Distance to major airport | 6 mi | 9 mi | NASR current cycle |
| Average commute | 17.3 min | 22.4 min | 2024 ACS 5-Year |
| Median age | 27.2 | 28.9 | 2024 ACS 5-Year |
| Public schools | 1 | 9 | 2024-25 school year |
| Students per teacher | 7.83 | 12.37 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 84.8% | 84.8% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
55805
No hazard reaches elevated exposure.
55130
Elevated or high exposure: hail.
Full profiles: 55805 — Duluth, MN · 55130 — St. Paul, MN · How this is calculated: methodology