55104 and 55106 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
55104
55106
Opportunity
47 · Bottom 33%
vs40 · Bottom 20%
Growth
33 · Bottom 22%
vs33 · Bottom 22%
Climate
55 · Bottom 5%
vs55 · Bottom 5%
Physical resilience
93 · Top 7%
vs93 · Top 7%
Housing affordability
84 · Top 43%
vs87 · Top 39%
Schools
14 · Bottom 4%
vs16 · Bottom 5%
Access
97 · Top 32%
vs97 · Top 32%
Economic stability
60 · Top 50%
vs56 · Bottom 44%
Measured values
| Metric | 55104 | 55106 | Source period |
|---|---|---|---|
| Population | 45,762 | 56,708 | 2024 ACS 5-Year |
| Median household income | $75,712 | $70,187 | 2024 ACS 5-Year |
| Per capita income | $44,568 | $29,455 | 2024 ACS 5-Year |
| Population density | 7,583/sq mi | 6,019/sq mi | 2024 ACS 5-Year |
| Median home value | $317,700 | $241,800 | 2024 ACS 5-Year |
| Median gross rent | $1,199 | $1,261 | 2024 ACS 5-Year |
| Homeownership rate | 53.1% | 61.1% | 2024 ACS 5-Year |
| Unemployment rate | 4.4% | 4.4% | June 2026 |
| Employment change (year over year) | -2.0% | -2.0% | June 2026 |
| Bachelor's degree or higher | 52.7% | 24.0% | 2024 ACS 5-Year |
| Poverty rate | 16.3% | 17.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 437 | 437 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.4 | 1.4 | 12 months ending July 2026 |
| Permit change (year over year) | 46.6% | 46.6% | 12 months ending July 2026 |
| Average July high | 83°F | 83°F | 1991-2020 Normals |
| Average January low | 9°F | 9°F | 1991-2020 Normals |
| Annual precipitation | 29.2" | 29.2" | 1991-2020 Normals |
| Distance to major airport | 6 mi | 10 mi | NASR current cycle |
| Average commute | 22.6 min | 24.9 min | 2024 ACS 5-Year |
| Median age | 33.4 | 31.7 | 2024 ACS 5-Year |
| Public schools | 18 | 20 | 2024-25 school year |
| Students per teacher | 17.86 | 15.27 | 2024-25 school year |
| Math proficiency | 20.0% | 15.1% | 2019-20 school year |
| Reading proficiency | 29.4% | 27.4% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 62.9% | 77.1% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
55104
Elevated or high exposure: hail.
55106
Elevated or high exposure: hail.
Full profiles: 55104 — St. Paul, MN · 55106 — St. Paul, MN · How this is calculated: methodology