55075 and 55431 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
55075
55431
Opportunity
48 · Bottom 36%
vs51 · Bottom 42%
Growth
15 · Bottom 4%
vs8 · Bottom 1%
Climate
55 · Bottom 5%
vs55 · Bottom 5%
Physical resilience
87 · Top 14%
vs93 · Top 7%
Housing affordability
98 · Top 14%
vs88 · Top 37%
Schools
28 · Bottom 21%
vs37 · Bottom 32%
Access
97 · Top 32%
vs97 · Top 32%
Economic stability
80 · Top 12%
vs84 · Top 6%
Measured values
| Metric | 55075 | 55431 | Source period |
|---|---|---|---|
| Population | 20,714 | 18,664 | 2024 ACS 5-Year |
| Median household income | $88,386 | $101,484 | 2024 ACS 5-Year |
| Per capita income | $39,984 | $54,370 | 2024 ACS 5-Year |
| Population density | 3,706/sq mi | 2,385/sq mi | 2024 ACS 5-Year |
| Median home value | $281,700 | $373,500 | 2024 ACS 5-Year |
| Median gross rent | $1,199 | $1,699 | 2024 ACS 5-Year |
| Homeownership rate | 69.8% | 67.4% | 2024 ACS 5-Year |
| Unemployment rate | 4.4% | 4.4% | June 2026 |
| Employment change (year over year) | -1.9% | -2.1% | June 2026 |
| Bachelor's degree or higher | 32.5% | 49.1% | 2024 ACS 5-Year |
| Poverty rate | 8.2% | 4.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 3 | 4 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.1 | 0.0 | 12 months ending July 2026 |
| Average July high | 83°F | 83°F | 1991-2020 Normals |
| Average January low | 9°F | 9°F | 1991-2020 Normals |
| Annual precipitation | 29.2" | 31.6" | 1991-2020 Normals |
| Distance to major airport | 9 mi | 6 mi | NASR current cycle |
| Average commute | 23.0 min | 20.4 min | 2024 ACS 5-Year |
| Median age | 37.2 | 43.6 | 2024 ACS 5-Year |
| Public schools | 7 | 7 | 2024-25 school year |
| Students per teacher | 12.47 | 14.37 | 2024-25 school year |
| Math proficiency | 23.1% | 32.3% | 2019-20 school year |
| Reading proficiency | 31.0% | 46.7% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 61.1% | 43.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
55075
Elevated or high exposure: strong wind, hail.
55431
Elevated or high exposure: hail.
Full profiles: 55075 — South St. Paul, MN · 55431 — Bloomington, MN · How this is calculated: methodology