47421 and 46176 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
47421
46176
Opportunity
69 · Top 21%
vs66 · Top 28%
Growth
65 · Top 24%
vs61 · Top 31%
Climate
69 · Bottom 46%
vs68 · Bottom 45%
Physical resilience
66 · Top 41%
vs68 · Top 39%
Housing affordability
100 · Top 9%
vs100 · Top 10%
Schools
55 · Top 45%
vs59 · Top 40%
Access
68 · Bottom 10%
vs86 · Bottom 30%
Economic stability
53 · Bottom 37%
vs47 · Bottom 29%
Measured values
| Metric | 47421 | 46176 | Source period |
|---|---|---|---|
| Population | 27,599 | 28,782 | 2024 ACS 5-Year |
| Median household income | $68,108 | $65,182 | 2024 ACS 5-Year |
| Per capita income | $38,096 | $34,908 | 2024 ACS 5-Year |
| Population density | 150/sq mi | 170/sq mi | 2024 ACS 5-Year |
| Median home value | $188,100 | $194,400 | 2024 ACS 5-Year |
| Median gross rent | $835 | $985 | 2024 ACS 5-Year |
| Homeownership rate | 80.0% | 64.4% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 3.3% | June 2026 |
| Employment change (year over year) | -0.1% | -0.6% | June 2026 |
| Bachelor's degree or higher | 22.2% | 21.3% | 2024 ACS 5-Year |
| Poverty rate | 11.6% | 16.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 59 | 183 | 12 months ending July 2026 |
| Permits per 1,000 residents | 4.3 | 9.0 | 12 months ending July 2026 |
| Permit change (year over year) | -9.2% | -39.2% | 12 months ending July 2026 |
| Average July high | 84°F | 86°F | 1991-2020 Normals |
| Average January low | 23°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 48.6" | 43.1" | 1991-2020 Normals |
| Distance to major airport | 60 mi | 31 mi | NASR current cycle |
| Average commute | 28.3 min | 24.0 min | 2024 ACS 5-Year |
| Median age | 46.7 | 39.8 | 2024 ACS 5-Year |
| Public schools | 9 | 10 | 2024-25 school year |
| Students per teacher | 15.33 | 15.91 | 2024-25 school year |
| Math proficiency | 37.7% | 43.7% | 2019-20 school year |
| Reading proficiency | 38.6% | 38.0% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 60.7% | 47.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
47421
Elevated or high exposure: earthquake, tornado.
46176
Elevated or high exposure: tornado, earthquake, cold wave.
Full profiles: 47421 — Bedford, IN · 46176 — Shelbyville, IN · How this is calculated: methodology