46033 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
46033
46032
Opportunity
86 · Top 3%
vs85 · Top 3%
Growth
77 · Top 7%
vs77 · Top 7%
Climate
68 · Bottom 41%
vs68 · Bottom 41%
Physical resilience
76 · Top 29%
vs76 · Top 29%
Housing affordability
98 · Top 14%
vs91 · Top 29%
Schools
89 · Top 4%
vs85 · Top 7%
Access
91 · Bottom 44%
vs89 · Bottom 37%
Economic stability
87 · Top 3%
vs77 · Top 16%
Measured values
| Metric | 46033 | 46032 | Source period |
|---|---|---|---|
| Population | 40,881 | 51,515 | 2024 ACS 5-Year |
| Median household income | $153,143 | $132,085 | 2024 ACS 5-Year |
| Per capita income | $70,891 | $78,612 | 2024 ACS 5-Year |
| Population density | 2,346/sq mi | 2,032/sq mi | 2024 ACS 5-Year |
| Median home value | $487,100 | $496,800 | 2024 ACS 5-Year |
| Median gross rent | $1,786 | $1,642 | 2024 ACS 5-Year |
| Homeownership rate | 87.8% | 66.5% | 2024 ACS 5-Year |
| Unemployment rate | 3.1% | 3.1% | June 2026 |
| Employment change (year over year) | -0.7% | -0.7% | June 2026 |
| Bachelor's degree or higher | 71.4% | 75.5% | 2024 ACS 5-Year |
| Poverty rate | 2.0% | 4.9% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 1,015 | 1,015 | 12 months ending July 2026 |
| Permits per 1,000 residents | 10.0 | 10.0 | 12 months ending July 2026 |
| Permit change (year over year) | 43.6% | 43.6% | 12 months ending July 2026 |
| Average July high | 85°F | 85°F | 1991-2020 Normals |
| Average January low | 21°F | 21°F | 1991-2020 Normals |
| Annual precipitation | 40.7" | 40.7" | 1991-2020 Normals |
| Distance to major airport | 21 mi | 18 mi | NASR current cycle |
| Average commute | 25.8 min | 25.4 min | 2024 ACS 5-Year |
| Median age | 41.7 | 39.9 | 2024 ACS 5-Year |
| Public schools | 6 | 11 | 2024-25 school year |
| Students per teacher | 15.25 | 16.44 | 2024-25 school year |
| Math proficiency | 69.6% | 66.7% | 2019-20 school year |
| Reading proficiency | 63.8% | 67.5% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 14.4% | 12.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
46033
Elevated or high exposure: tornado, earthquake.
46032
Elevated or high exposure: tornado, earthquake.
Full profiles: 46033 — Carmel, IN · 46032 — Carmel, IN · How this is calculated: methodology