45440 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
45440
45429
Opportunity
80 · Top 7%
vs80 · Top 7%
Growth
19 · Bottom 7%
vs19 · Bottom 7%
Climate
68 · Bottom 44%
vs68 · Bottom 44%
Physical resilience
90 · Top 10%
vs85 · Top 16%
Housing affordability
97 · Top 16%
vs100 · Top 9%
Schools
71 · Top 26%
vs59 · Top 40%
Access
94 · Top 43%
vs96 · Top 37%
Economic stability
61 · Top 47%
vs65 · Top 39%
Measured values
| Metric | 45440 | 45429 | Source period |
|---|---|---|---|
| Population | 22,358 | 26,347 | 2024 ACS 5-Year |
| Median household income | $82,383 | $80,210 | 2024 ACS 5-Year |
| Per capita income | $45,905 | $49,357 | 2024 ACS 5-Year |
| Population density | 2,431/sq mi | 2,662/sq mi | 2024 ACS 5-Year |
| Median home value | $267,900 | $238,700 | 2024 ACS 5-Year |
| Median gross rent | $1,164 | $1,070 | 2024 ACS 5-Year |
| Homeownership rate | 62.4% | 69.8% | 2024 ACS 5-Year |
| Unemployment rate | 3.4% | 3.4% | June 2026 |
| Employment change (year over year) | 0.8% | 0.8% | June 2026 |
| Bachelor's degree or higher | 45.5% | 48.1% | 2024 ACS 5-Year |
| Poverty rate | 11.5% | 7.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 5 | 5 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.1 | 0.1 | 12 months ending July 2026 |
| Permit change (year over year) | -54.5% | -54.5% | 12 months ending July 2026 |
| Average July high | 86°F | 86°F | 1991-2020 Normals |
| Average January low | 22°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 41.0" | 41.0" | 1991-2020 Normals |
| Distance to major airport | 17 mi | 15 mi | NASR current cycle |
| Average commute | 23.2 min | 20.6 min | 2024 ACS 5-Year |
| Median age | 39.9 | 41.6 | 2024 ACS 5-Year |
| Public schools | 2 | 5 | 2024-25 school year |
| Students per teacher | 17.32 | 17.26 | 2024-25 school year |
| Math proficiency | 67.5% | 55.8% | 2019-20 school year |
| Reading proficiency | 70.8% | 66.9% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 45.7% | 43.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Full profiles: 45440 — Kettering, OH · 45429 — Kettering, OH · How this is calculated: methodology