45066 and 45040 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
45066
45040
Opportunity
86 · Top 3%
vs87 · Top 2%
Growth
69 · Top 17%
vs75 · Top 9%
Climate
68 · Bottom 44%
vs64 · Bottom 33%
Physical resilience
90 · Top 10%
vs90 · Top 10%
Housing affordability
100 · Top 9%
vs97 · Top 17%
Schools
78 · Top 16%
vs79 · Top 15%
Access
90 · Bottom 40%
vs87 · Bottom 33%
Economic stability
85 · Top 4%
vs83 · Top 7%
Measured values
| Metric | 45066 | 45040 | Source period |
|---|---|---|---|
| Population | 27,545 | 59,518 | 2024 ACS 5-Year |
| Median household income | $131,250 | $133,240 | 2024 ACS 5-Year |
| Per capita income | $57,006 | $66,545 | 2024 ACS 5-Year |
| Population density | 1,350/sq mi | 2,092/sq mi | 2024 ACS 5-Year |
| Median home value | $393,500 | $440,000 | 2024 ACS 5-Year |
| Median gross rent | $1,243 | $1,811 | 2024 ACS 5-Year |
| Homeownership rate | 91.2% | 77.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.3% | 3.1% | June 2026 |
| Employment change (year over year) | 0.7% | 0.7% | June 2026 |
| Bachelor's degree or higher | 55.7% | 63.0% | 2024 ACS 5-Year |
| Poverty rate | 2.3% | 4.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 100 | 169 | 12 months ending July 2026 |
| Permits per 1,000 residents | 5.0 | 4.8 | 12 months ending July 2026 |
| Permit change (year over year) | 58.7% | 172.6% | 12 months ending July 2026 |
| Average July high | 86°F | 87°F | 1991-2020 Normals |
| Average January low | 22°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 41.0" | 41.4" | 1991-2020 Normals |
| Distance to major airport | 24 mi | 28 mi | NASR current cycle |
| Average commute | 26.3 min | 25.5 min | 2024 ACS 5-Year |
| Median age | 38.7 | 41.5 | 2024 ACS 5-Year |
| Public schools | 5 | 4 | 2024-25 school year |
| Students per teacher | 22.58 | 21.56 | 2024-25 school year |
| Math proficiency | 85.7% | 83.9% | 2019-20 school year |
| Reading proficiency | 78.6% | 80.0% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 11.6% | 17.0% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
45066
Elevated or high exposure: tornado.
45040
Elevated or high exposure: tornado.
Full profiles: 45066 — Springboro, OH · 45040 — Mason, OH · How this is calculated: methodology