37406 and 35630 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
37406
35630
Opportunity
48 · Bottom 35%
vs39 · Bottom 20%
Growth
66 · Top 21%
vs73 · Top 12%
Climate
73 · Top 39%
vs77 · Top 24%
Physical resilience
58 · Bottom 49%
vs55 · Bottom 46%
Housing affordability
73 · Bottom 39%
vs84 · Top 44%
Access
48 · Bottom 3%
vs64 · Bottom 8%
Economic stability
35 · Bottom 14%
vs34 · Bottom 12%
Measured values
| Metric | 37406 | 35630 | Source period |
|---|---|---|---|
| Population | 13,364 | 34,028 | 2024 ACS 5-Year |
| Median household income | $44,850 | $46,304 | 2024 ACS 5-Year |
| Per capita income | $26,872 | $30,102 | 2024 ACS 5-Year |
| Population density | 1,101/sq mi | 1,345/sq mi | 2024 ACS 5-Year |
| Median home value | $168,000 | $174,800 | 2024 ACS 5-Year |
| Median gross rent | $982 | $820 | 2024 ACS 5-Year |
| Homeownership rate | 47.2% | 45.3% | 2024 ACS 5-Year |
| Unemployment rate | 4.0% | 4.7% | June 2026 |
| Employment change (year over year) | -1.4% | -1.4% | June 2026 |
| Bachelor's degree or higher | 18.5% | 31.7% | 2024 ACS 5-Year |
| Poverty rate | 30.4% | 21.0% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 993 | 261 | 12 months ending July 2026 |
| Permits per 1,000 residents | 5.3 | 6.3 | 12 months ending July 2026 |
| Permit change (year over year) | 2.6% | 39.6% | 12 months ending July 2026 |
| Average July high | 91°F | 89°F | 1991-2020 Normals |
| Average January low | 32°F | 31°F | 1991-2020 Normals |
| Annual precipitation | 55.0" | 57.6" | 1991-2020 Normals |
| Distance to major airport | 87 mi | 52 mi | NASR current cycle |
| Average commute | 19.9 min | 19.1 min | 2024 ACS 5-Year |
| Median age | 35.9 | 34.7 | 2024 ACS 5-Year |
| Public schools | 3 | 8 | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
37406
Elevated or high exposure: earthquake.
35630
No hazard reaches elevated exposure.
Full profiles: 37406 — Chattanooga, TN · 35630 — Florence, AL · How this is calculated: methodology