37406 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
37404
37406
Opportunity
56 · Top 47%
vs48 · Bottom 35%
Growth
66 · Top 21%
vs66 · Top 21%
Climate
73 · Top 39%
vs73 · Top 39%
Physical resilience
58 · Bottom 49%
vs58 · Bottom 49%
Housing affordability
71 · Bottom 37%
vs73 · Bottom 39%
Access
46 · Bottom 3%
vs48 · Bottom 3%
Economic stability
34 · Bottom 13%
vs35 · Bottom 14%
Measured values
| Metric | 37404 | 37406 | Source period |
|---|---|---|---|
| Population | 14,737 | 13,364 | 2024 ACS 5-Year |
| Median household income | $56,637 | $44,850 | 2024 ACS 5-Year |
| Per capita income | $31,697 | $26,872 | 2024 ACS 5-Year |
| Population density | 2,844/sq mi | 1,101/sq mi | 2024 ACS 5-Year |
| Median home value | $255,400 | $168,000 | 2024 ACS 5-Year |
| Median gross rent | $1,094 | $982 | 2024 ACS 5-Year |
| Homeownership rate | 50.0% | 47.2% | 2024 ACS 5-Year |
| Unemployment rate | 4.0% | 4.0% | June 2026 |
| Employment change (year over year) | -1.4% | -1.4% | June 2026 |
| Bachelor's degree or higher | 33.0% | 18.5% | 2024 ACS 5-Year |
| Poverty rate | 23.8% | 30.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 993 | 993 | 12 months ending July 2026 |
| Permits per 1,000 residents | 5.3 | 5.3 | 12 months ending July 2026 |
| Permit change (year over year) | 2.6% | 2.6% | 12 months ending July 2026 |
| Average July high | 91°F | 91°F | 1991-2020 Normals |
| Average January low | 32°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 55.0" | 55.0" | 1991-2020 Normals |
| Distance to major airport | 89 mi | 87 mi | NASR current cycle |
| Average commute | 18.3 min | 19.9 min | 2024 ACS 5-Year |
| Median age | 34.5 | 35.9 | 2024 ACS 5-Year |
| Public schools | 8 | 3 | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
37404
Elevated or high exposure: earthquake.
37406
Elevated or high exposure: earthquake.
Full profiles: 37404 — Chattanooga, TN · 37406 — Chattanooga, TN · How this is calculated: methodology