32905 and 32401 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
32905
32401
Opportunity
41 · Bottom 22%
vs44 · Bottom 27%
Growth
71 · Top 14%
vs65 · Top 22%
Climate
83 · Top 10%
vs82 · Top 12%
Physical resilience
19 · Bottom 12%
vs11 · Bottom 7%
Housing affordability
58 · Bottom 20%
vs65 · Bottom 29%
Schools
28 · Bottom 21%
vs22 · Bottom 13%
Access
99 · Top 15%
vs94 · Top 46%
Economic stability
32 · Bottom 11%
vs37 · Bottom 16%
Measured values
| Metric | 32905 | 32401 | Source period |
|---|---|---|---|
| Population | 24,792 | 18,947 | 2024 ACS 5-Year |
| Median household income | $56,411 | $52,523 | 2024 ACS 5-Year |
| Per capita income | $31,561 | $37,460 | 2024 ACS 5-Year |
| Population density | 2,559/sq mi | 1,516/sq mi | 2024 ACS 5-Year |
| Median home value | $230,000 | $230,500 | 2024 ACS 5-Year |
| Median gross rent | $1,474 | $1,152 | 2024 ACS 5-Year |
| Homeownership rate | 56.0% | 60.3% | 2024 ACS 5-Year |
| Unemployment rate | 5.1% | 4.6% | June 2026 |
| Employment change (year over year) | -0.7% | -0.4% | June 2026 |
| Bachelor's degree or higher | 26.8% | 21.1% | 2024 ACS 5-Year |
| Poverty rate | 15.3% | 16.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 2,451 | 247 | 12 months ending July 2026 |
| Permits per 1,000 residents | 18.8 | 7.1 | 12 months ending July 2026 |
| Permit change (year over year) | -16.1% | -7.1% | 12 months ending July 2026 |
| Average July high | 90°F | 91°F | 1991-2020 Normals |
| Average January low | 52°F | 45°F | 1991-2020 Normals |
| Distance to major airport | 6 mi | 17 mi | NASR current cycle |
| Average commute | 26.2 min | 22.5 min | 2024 ACS 5-Year |
| Median age | 45.1 | 43.5 | 2024 ACS 5-Year |
| Public schools | 3 | 14 | 2024-25 school year |
| Students per teacher | 15.05 | 15.34 | 2024-25 school year |
| Math proficiency | 39.9% | 36.7% | 2019-20 school year |
| Reading proficiency | 38.4% | 35.6% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 70.6% | 55.5% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
32905
Elevated or high exposure: hurricane.
32401
Elevated or high exposure: hurricane.
Full profiles: 32905 — Palm Bay, FL · 32401 — Panama City, FL · How this is calculated: methodology