Signals
32401
34691
Opportunity
44 · Bottom 27%
vs36 · Bottom 15%
Climate
82 · Top 12%
vs82 · Top 12%
Physical resilience
11 · Bottom 7%
vs18 · Bottom 12%
Housing affordability
65 · Bottom 29%
vs63 · Bottom 26%
Schools
22 · Bottom 13%
vs20 · Bottom 11%
Access
94 · Top 46%
vs92 · Bottom 49%
Economic stability
37 · Bottom 16%
vs30 · Bottom 9%
Measured values
| Metric | 32401 | 34691 | Source period |
|---|---|---|---|
| Population | 18,947 | 21,232 | 2024 ACS 5-Year |
| Median household income | $52,523 | $50,288 | 2024 ACS 5-Year |
| Per capita income | $37,460 | $31,583 | 2024 ACS 5-Year |
| Population density | 1,516/sq mi | 2,727/sq mi | 2024 ACS 5-Year |
| Median home value | $230,500 | $202,700 | 2024 ACS 5-Year |
| Median gross rent | $1,152 | $1,224 | 2024 ACS 5-Year |
| Homeownership rate | 60.3% | 67.8% | 2024 ACS 5-Year |
| Unemployment rate | 4.6% | 5.1% | June 2026 |
| Employment change (year over year) | -0.4% | -0.6% | June 2026 |
| Bachelor's degree or higher | 21.1% | 17.4% | 2024 ACS 5-Year |
| Poverty rate | 16.3% | 16.2% | 2024 ACS 5-Year |
| Average July high | 91°F | 90°F | 1991-2020 Normals |
| Average January low | 45°F | 53°F | 1991-2020 Normals |
| Distance to major airport | 17 mi | 20 mi | NASR current cycle |
| Average commute | 22.5 min | 33.1 min | 2024 ACS 5-Year |
| Median age | 43.5 | 46.0 | 2024 ACS 5-Year |
| Public schools | 14 | 4 | 2024-25 school year |
| Students per teacher | 15.34 | 17.95 | 2024-25 school year |
| Math proficiency | 36.7% | 37.1% | 2019-20 school year |
| Reading proficiency | 35.6% | 39.8% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 55.5% | 62.3% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
32401
Elevated or high exposure: hurricane.
34691
Elevated or high exposure: hurricane.
Full profiles: 32401 — Panama City, FL · 34691 — Holiday, FL · How this is calculated: methodology