32401 and 32905 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
32401
32905
Opportunity
44 · Bottom 27%
vs41 · Bottom 22%
Growth
65 · Top 22%
vs71 · Top 14%
Climate
82 · Top 12%
vs83 · Top 10%
Physical resilience
11 · Bottom 7%
vs19 · Bottom 12%
Housing affordability
65 · Bottom 29%
vs58 · Bottom 20%
Schools
22 · Bottom 13%
vs28 · Bottom 21%
Access
94 · Top 46%
vs99 · Top 15%
Economic stability
37 · Bottom 16%
vs32 · Bottom 11%
Measured values
| Metric | 32401 | 32905 | Source period |
|---|---|---|---|
| Population | 18,947 | 24,792 | 2024 ACS 5-Year |
| Median household income | $52,523 | $56,411 | 2024 ACS 5-Year |
| Per capita income | $37,460 | $31,561 | 2024 ACS 5-Year |
| Population density | 1,516/sq mi | 2,559/sq mi | 2024 ACS 5-Year |
| Median home value | $230,500 | $230,000 | 2024 ACS 5-Year |
| Median gross rent | $1,152 | $1,474 | 2024 ACS 5-Year |
| Homeownership rate | 60.3% | 56.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.6% | 5.1% | June 2026 |
| Employment change (year over year) | -0.4% | -0.7% | June 2026 |
| Bachelor's degree or higher | 21.1% | 26.8% | 2024 ACS 5-Year |
| Poverty rate | 16.3% | 15.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 247 | 2,451 | 12 months ending July 2026 |
| Permits per 1,000 residents | 7.1 | 18.8 | 12 months ending July 2026 |
| Permit change (year over year) | -7.1% | -16.1% | 12 months ending July 2026 |
| Average July high | 91°F | 90°F | 1991-2020 Normals |
| Average January low | 45°F | 52°F | 1991-2020 Normals |
| Distance to major airport | 17 mi | 6 mi | NASR current cycle |
| Average commute | 22.5 min | 26.2 min | 2024 ACS 5-Year |
| Median age | 43.5 | 45.1 | 2024 ACS 5-Year |
| Public schools | 14 | 3 | 2024-25 school year |
| Students per teacher | 15.34 | 15.05 | 2024-25 school year |
| Math proficiency | 36.7% | 39.9% | 2019-20 school year |
| Reading proficiency | 35.6% | 38.4% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 55.5% | 70.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
32401
Elevated or high exposure: hurricane.
32905
Elevated or high exposure: hurricane.
Full profiles: 32401 — Panama City, FL · 32905 — Palm Bay, FL · How this is calculated: methodology