32034 and 32765 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
32034
32765
Opportunity
60 · Top 39%
vs65 · Top 30%
Growth
45 · Bottom 42%
vs43 · Bottom 38%
Climate
88 · Top 8%
vs79 · Top 19%
Physical resilience
53 · Bottom 45%
vs50 · Bottom 42%
Housing affordability
71 · Bottom 37%
vs75 · Bottom 43%
Schools
79 · Top 15%
vs75 · Top 20%
Access
95 · Top 37%
vs99 · Top 8%
Economic stability
42 · Bottom 21%
vs64 · Top 42%
Measured values
| Metric | 32034 | 32765 | Source period |
|---|---|---|---|
| Population | 41,029 | 64,477 | 2024 ACS 5-Year |
| Median household income | $98,583 | $102,167 | 2024 ACS 5-Year |
| Per capita income | $62,968 | $45,999 | 2024 ACS 5-Year |
| Population density | 631/sq mi | 1,652/sq mi | 2024 ACS 5-Year |
| Median home value | $537,800 | $447,900 | 2024 ACS 5-Year |
| Median gross rent | $1,605 | $1,874 | 2024 ACS 5-Year |
| Homeownership rate | 82.8% | 71.1% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 4.3% | June 2026 |
| Employment change (year over year) | -0.5% | 0.4% | June 2026 |
| Bachelor's degree or higher | 53.0% | 52.6% | 2024 ACS 5-Year |
| Poverty rate | 7.8% | 10.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 55 | 58 | 12 months ending July 2026 |
| Permits per 1,000 residents | 4.1 | 1.4 | 12 months ending July 2026 |
| Permit change (year over year) | -46.6% | -82.7% | 12 months ending July 2026 |
| Average July high | 89°F | 93°F | 1991-2020 Normals |
| Average January low | 43°F | 50°F | 1991-2020 Normals |
| Annual precipitation | 47.2" | 49.6" | 1991-2020 Normals |
| Distance to major airport | 14 mi | 8 mi | NASR current cycle |
| Average commute | 29.2 min | 28.7 min | 2024 ACS 5-Year |
| Median age | 56.6 | 36.2 | 2024 ACS 5-Year |
| Public schools | 7 | 8 | 2024-25 school year |
| Students per teacher | 16.33 | 18.81 | 2024-25 school year |
| Math proficiency | 70.7% | 68.6% | 2019-20 school year |
| Reading proficiency | 68.5% | 70.9% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 35.7% | 31.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
32034
Elevated or high exposure: hurricane, wildfire, coastal flooding.
32765
Elevated or high exposure: strong wind, hurricane.
Full profiles: 32034 — Fernandina Beach, FL · 32765 — Oviedo, FL · How this is calculated: methodology