07712 and 07631 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
07712
07631
Opportunity
71 · Top 19%
vs77 · Top 11%
Growth
50 · Top 50%
vs38 · Bottom 30%
Climate
70 · Top 50%
vs71 · Top 47%
Physical resilience
51 · Bottom 44%
vs47 · Bottom 38%
Housing affordability
65 · Bottom 30%
vs64 · Bottom 28%
Schools
52 · Top 50%
vs49 · Bottom 46%
Access
86 · Bottom 30%
vs94 · Top 44%
Economic stability
62 · Top 46%
vs71 · Top 29%
Measured values
| Metric | 07712 | 07631 | Source period |
|---|---|---|---|
| Population | 40,194 | 29,638 | 2024 ACS 5-Year |
| Median household income | $96,725 | $102,571 | 2024 ACS 5-Year |
| Per capita income | $59,969 | $59,017 | 2024 ACS 5-Year |
| Population density | 3,287/sq mi | 5,992/sq mi | 2024 ACS 5-Year |
| Median home value | $616,300 | $544,100 | 2024 ACS 5-Year |
| Median gross rent | $1,603 | $1,977 | 2024 ACS 5-Year |
| Homeownership rate | 48.2% | 54.5% | 2024 ACS 5-Year |
| Unemployment rate | 4.0% | 4.0% | June 2026 |
| Employment change (year over year) | 0.6% | 1.5% | June 2026 |
| Bachelor's degree or higher | 49.0% | 46.5% | 2024 ACS 5-Year |
| Poverty rate | 13.1% | 9.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 70 | 18 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.6 | 0.6 | 12 months ending July 2026 |
| Permit change (year over year) | 4.5% | -18.2% | 12 months ending July 2026 |
| Average July high | 84°F | 87°F | 1991-2020 Normals |
| Average January low | 25°F | 26°F | 1991-2020 Normals |
| Annual precipitation | 52.5" | 46.3" | 1991-2020 Normals |
| Distance to major airport | 31 mi | 17 mi | NASR current cycle |
| Average commute | 28.0 min | 33.6 min | 2024 ACS 5-Year |
| Median age | 40.4 | 41.5 | 2024 ACS 5-Year |
| Public schools | 11 | 6 | 2024-25 school year |
| Students per teacher | 9.30 | 11.18 | 2024-25 school year |
| Math proficiency | 18.4% | 14.4% | 2019-20 school year |
| Reading proficiency | 32.6% | 36.0% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 54.1% | 70.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
07712
Elevated or high exposure: strong wind, earthquake, hurricane.
07631
Elevated or high exposure: coastal flooding, earthquake.
Full profiles: 07712 — Tinton Falls, NJ · 07631 — Englewood, NJ · How this is calculated: methodology