07628 and 08840 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
07628
08840
Opportunity
82 · Top 6%
vs72 · Top 17%
Growth
29 · Bottom 16%
vs33 · Bottom 23%
Climate
71 · Top 47%
vs71 · Top 48%
Physical resilience
47 · Bottom 38%
vs45 · Bottom 35%
Housing affordability
89 · Top 33%
vs91 · Top 31%
Schools
79 · Top 15%
vs81 · Top 12%
Access
93 · Top 50%
vs96 · Top 34%
Economic stability
80 · Top 12%
vs87 · Top 3%
Measured values
| Metric | 07628 | 08840 | Source period |
|---|---|---|---|
| Population | 18,279 | 18,206 | 2024 ACS 5-Year |
| Median household income | $126,071 | $146,635 | 2024 ACS 5-Year |
| Per capita income | $51,787 | $65,960 | 2024 ACS 5-Year |
| Population density | 9,379/sq mi | 5,675/sq mi | 2024 ACS 5-Year |
| Median home value | $497,400 | $560,100 | 2024 ACS 5-Year |
| Median gross rent | $1,787 | $2,058 | 2024 ACS 5-Year |
| Homeownership rate | 72.7% | 76.3% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 4.5% | June 2026 |
| Employment change (year over year) | 1.5% | 0.6% | June 2026 |
| Bachelor's degree or higher | 50.3% | 62.2% | 2024 ACS 5-Year |
| Poverty rate | 6.6% | 3.9% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 6 | 8 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.3 | 0.5 | 12 months ending July 2026 |
| Permit change (year over year) | -84.2% | -97.2% | 12 months ending July 2026 |
| Average July high | 87°F | 87°F | 1991-2020 Normals |
| Average January low | 26°F | 26°F | 1991-2020 Normals |
| Annual precipitation | 46.3" | 46.6" | 1991-2020 Normals |
| Distance to major airport | 20 mi | 14 mi | NASR current cycle |
| Average commute | 36.5 min | 38.5 min | 2024 ACS 5-Year |
| Median age | 41.2 | 39.2 | 2024 ACS 5-Year |
| Public schools | 5 | 5 | 2024-25 school year |
| Students per teacher | 11.75 | 12.20 | 2024-25 school year |
| Math proficiency | 36.6% | 40.0% | 2019-20 school year |
| Reading proficiency | 54.4% | 56.7% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 16.9% | 15.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
07628
Elevated or high exposure: coastal flooding, earthquake.
08840
Elevated or high exposure: strong wind, earthquake.
Full profiles: 07628 — Dumont, NJ · 08840 — Metuchen, NJ · How this is calculated: methodology