07463 and 07446 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
07463
07446
Opportunity
83 · Top 4%
vs84 · Top 4%
Growth
30 · Bottom 17%
vs40 · Bottom 34%
Climate
71 · Top 47%
vs65 · Bottom 36%
Physical resilience
47 · Bottom 38%
vs47 · Bottom 38%
Housing affordability
85 · Top 43%
vs85 · Top 42%
Schools
87 · Top 6%
vs93 · Top 2%
Access
91 · Bottom 45%
vs88 · Bottom 36%
Economic stability
93 · Top 1%
vs85 · Top 4%
Measured values
| Metric | 07463 | 07446 | Source period |
|---|---|---|---|
| Population | 10,164 | 14,805 | 2024 ACS 5-Year |
| Median household income | $177,962 | $160,996 | 2024 ACS 5-Year |
| Per capita income | $66,817 | $82,081 | 2024 ACS 5-Year |
| Population density | 4,968/sq mi | 2,692/sq mi | 2024 ACS 5-Year |
| Median home value | $588,500 | $697,300 | 2024 ACS 5-Year |
| Median gross rent | $3,446 | $2,245 | 2024 ACS 5-Year |
| Homeownership rate | 87.9% | 79.2% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 3.8% | June 2026 |
| Employment change (year over year) | 1.5% | 1.5% | June 2026 |
| Bachelor's degree or higher | 59.5% | 67.0% | 2024 ACS 5-Year |
| Poverty rate | 1.4% | 4.3% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 2 | 14 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.2 | 0.9 | 12 months ending July 2026 |
| Average July high | 87°F | 85°F | 1991-2020 Normals |
| Average January low | 26°F | 23°F | 1991-2020 Normals |
| Annual precipitation | 46.3" | 44.9" | 1991-2020 Normals |
| Distance to major airport | 22 mi | 25 mi | NASR current cycle |
| Average commute | 29.4 min | 34.5 min | 2024 ACS 5-Year |
| Median age | 40.5 | 41.8 | 2024 ACS 5-Year |
| Public schools | 4 | 5 | 2024-25 school year |
| Students per teacher | 10.21 | 9.51 | 2024-25 school year |
| Math proficiency | 41.1% | 48.2% | 2019-20 school year |
| Reading proficiency | 58.2% | 66.4% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 1.2% | 7.3% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
07463
Elevated or high exposure: coastal flooding, earthquake.
07446
Elevated or high exposure: coastal flooding, earthquake.
Full profiles: 07463 — Waldwick, NJ · 07446 — Ramsey, NJ · How this is calculated: methodology