07446 and 07463 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
07446
07463
Opportunity
84 · Top 4%
vs83 · Top 4%
Growth
40 · Bottom 34%
vs30 · Bottom 17%
Climate
65 · Bottom 36%
vs71 · Top 47%
Physical resilience
47 · Bottom 38%
vs47 · Bottom 38%
Housing affordability
85 · Top 42%
vs85 · Top 43%
Schools
93 · Top 2%
vs87 · Top 6%
Access
88 · Bottom 36%
vs91 · Bottom 45%
Economic stability
85 · Top 4%
vs93 · Top 1%
Measured values
| Metric | 07446 | 07463 | Source period |
|---|---|---|---|
| Population | 14,805 | 10,164 | 2024 ACS 5-Year |
| Median household income | $160,996 | $177,962 | 2024 ACS 5-Year |
| Per capita income | $82,081 | $66,817 | 2024 ACS 5-Year |
| Population density | 2,692/sq mi | 4,968/sq mi | 2024 ACS 5-Year |
| Median home value | $697,300 | $588,500 | 2024 ACS 5-Year |
| Median gross rent | $2,245 | $3,446 | 2024 ACS 5-Year |
| Homeownership rate | 79.2% | 87.9% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 3.8% | June 2026 |
| Employment change (year over year) | 1.5% | 1.5% | June 2026 |
| Bachelor's degree or higher | 67.0% | 59.5% | 2024 ACS 5-Year |
| Poverty rate | 4.3% | 1.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 14 | 2 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.9 | 0.2 | 12 months ending July 2026 |
| Average July high | 85°F | 87°F | 1991-2020 Normals |
| Average January low | 23°F | 26°F | 1991-2020 Normals |
| Annual precipitation | 44.9" | 46.3" | 1991-2020 Normals |
| Distance to major airport | 25 mi | 22 mi | NASR current cycle |
| Average commute | 34.5 min | 29.4 min | 2024 ACS 5-Year |
| Median age | 41.8 | 40.5 | 2024 ACS 5-Year |
| Public schools | 5 | 4 | 2024-25 school year |
| Students per teacher | 9.51 | 10.21 | 2024-25 school year |
| Math proficiency | 48.2% | 41.1% | 2019-20 school year |
| Reading proficiency | 66.4% | 58.2% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 7.3% | 1.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
07446
Elevated or high exposure: coastal flooding, earthquake.
07463
Elevated or high exposure: coastal flooding, earthquake.
Full profiles: 07446 — Ramsey, NJ · 07463 — Waldwick, NJ · How this is calculated: methodology