AreaProfile

94806Richmond, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 94806.

46
Area Score
Bottom 7% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4736th of 6,210 published ZIP areas42
Growth4930th of 5,428 published ZIP areas23
Housing affordability6356th of 6,685 published ZIP areas38
ClimateTop 8% of 6,789 published ZIP areas89
Physical resilience5545th of 6,709 published ZIP areas23
AccessTop 46% of 6,791 published ZIP areas94
Economic stabilityTop 46% of 6,742 published ZIP areas62
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.6% and the Opportunity signal places 94806 in the bottom 24%.

Residential permitting has slowed: 79 units authorized over the past twelve months, 41% below the prior year.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and heat wave.

At a glance

Population
62,546
2024 ACS 5-Year
Median household income
$86,034
Top 31% nationally
Density
7,966/sq mi
7.9 sq mi of land
Median age
36.7
2024 ACS 5-Year
City
Richmond
California
Metro area
San Francisco-Oakland-Fremont, CA
Nearest major airport
OAK
19 mi · Oakland San Francisco Bay
Median home value
$607,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.6% is lower than 43% of the 6,544 measured US ZIP areas.

Employment fell 1.8% over the past year, to 54,349 employed residents.

MetricValueCompared with peersSource period
Median household income ±$5,064$86,034Top 31%2024 ACS 5-Year
Per capita income ±$1,494$36,746Top 49%2024 ACS 5-Year
Poverty rate12.6%Top 41%2024 ACS 5-Year
Average commute37.2 minTop 12%2024 ACS 5-Year
Bachelor's degree or higher24.5%Top 47%2024 ACS 5-Year
Employment54,349Top 50%June 2026
Employment change (3 years)-2.4%Bottom 15%June 2026
Employment change (year over year)-1.8%Bottom 24%June 2026
Labor force56,950Top 50%June 2026
Labor force participation64.9%Top 33%2024 ACS 5-Year
Mean annual wage$100,220Top 2%2025 OEWS
Median annual wage$74,260Top 2%2025 OEWS
Unemployment change (year over year)-0.7%Bottom 11%June 2026
Unemployment rate4.6%Top 43%June 2026
Median household income, successive ACS releases
202120222023202486k75k
Each point is a separate five-year estimate, most recently $86,034 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — San Francisco-Oakland-Fremont, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides119,120$35,950
Software Developers69,030$186,640
Fast Food and Counter Workers49,970$43,870
General and Operations Managers43,520$149,990
Registered Nurses41,750$186,610
Retail Salespersons39,460$43,850

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Richmond, CA, the city containing this ZIP code.

There are 22.7 students for every full-time teacher, more than in most measured places.

Public schools
14
2024-25 school year
Students per teacher
22.7
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Making Waves Academy · charterMaking Waves Academy District1,07819.3
Summit Public School: Tamalpais · charterSummit Public School: Tamalpais District62925.2
Aspire Richmond Ca. College Preparatory Academy · charterAspire Richmond Ca. College Preparatory Academy District59024.6
Aspire Richmond Technology Academy · charterAspire Richmond Technology Academy District58621.7
Helms MiddleWest Contra Costa Unified55822.3
Montalvin Manor ElementaryWest Contra Costa Unified47424.9
Dover ElementaryWest Contra Costa Unified45822.9
Edward M. Downer ElementaryWest Contra Costa Unified38822.8
Highland ElementaryWest Contra Costa Unified37720.9
Lake ElementaryWest Contra Costa Unified35025.0
Riverside ElementaryWest Contra Costa Unified34322.9
Bayview ElementaryWest Contra Costa Unified33520.9

81.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $2,162 takes 30% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 7.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
30.2%
Above the 30% cost-burdened threshold
Home price to income
7.1×
median home value ÷ median income
Median gross rent
$2,162
2024 ACS 5-Year
Median home value
$607,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income7.06Top 6%2024 ACS 5-Year
Homeownership rate49.9%Bottom 9%2024 ACS 5-Year
Housing units ±72421,101Top 3%2024 ACS 5-Year
Median gross rent ±$96$2,162Top 6%2024 ACS 5-Year
Median home value ±$12,924$607,800Top 9%2024 ACS 5-Year
Rent as a share of income30.2%Top 5%2024 ACS 5-Year
Vacancy rate2.7%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
23/ 100
Ranks 4930 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.7 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
79
12 months ending July 2026
Per 1,000 residents
0.7
Bottom 19% nationally
Year over year
−41%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Richmond, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 66°F and January a low of 47°F.

Normal annual precipitation is 22.9 inches.

40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SAN FRANCISCO DWTN, 15.2 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation22.9"1991-2020 Normals
Average January low47°F1991-2020 Normals
Average July high66°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing11°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

23 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and heat wave.

EarthquakeHigh
Inland floodingHigh
LandslideModerate
Heat waveModerate
WildfireModerate
DroughtModerate
AvalancheModerate

Low or minimal exposure: lightning, volcanic activity, coastal flooding, tornado, tsunami, strong wind, hail, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 19 miles away.

AirportCodeDistanceLongest runway
Oakland San Francisco BayOAK19 mi10,520 ft
San Francisco IntlSFO25 mi11,870 ft
Norman Y Mineta San Jose IntlSJC48 mi11,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

94806 vs Richmond

How this ZIP area compares with Richmond as a whole. Both figures come from the same ACS release, so the comparison is like for like.

94806
Richmond
Median household income
$86,034
vs
$95,391
Per capita income
$36,746
vs
$43,743
Population density
7,966/sq mi
vs
3,845/sq mi
Median home value
$607,800
vs
$668,200
Median gross rent
$2,162
vs
$1,960
Homeownership rate
49.9%
vs
54.7%
Bachelor's degree or higher
24.5%
vs
33.0%
Poverty rate
12.6%
vs
13.5%
Median age
36.7
vs
37.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.