AreaProfile

95670Rancho Cordova, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95670.

69
Area Score
Top 26% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 48% of 4,073 published ZIP areas55
GrowthTop 7% of 3,947 published ZIP areas76
Housing affordability3199th of 4,553 published ZIP areas61
ClimateTop 18% of 4,621 published ZIP areas81
Physical resilienceTop 45% of 4,554 published ZIP areas63
AccessTop 4% of 4,623 published ZIP areas100
Economic stability2351st of 4,591 published ZIP areas59
The quick read

A major airport is 8 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 69 places 95670 in the top 26% of published ZIP profiles.

At a glance

Population
58,819
2024 ACS 5-Year
Median household income
$89,484
Top 27% nationally
Density
4,554/sq mi
12.9 sq mi of land
Median age
37.7
2024 ACS 5-Year
City
Rancho Cordova
California
Metro area
Sacramento-Roseville-Folsom, CA
Nearest major airport
MCC
8 mi · Mc Clellan Airfield
Median home value
$491,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 37% of the 4,387 measured US ZIP areas.

Employment fell 1.3% over the past year, to 38,465 employed residents.

33% of adults hold a four-year degree, higher than 71% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$8,069$89,484Top 27%2024 ACS 5-Year
Per capita income ±$2,017$44,100Top 29%2024 ACS 5-Year
Poverty rate11.5%Top 45%2024 ACS 5-Year
Average commute27.7 minTop 50%2024 ACS 5-Year
Bachelor's degree or higher33.4%Top 29%2024 ACS 5-Year
Employment38,465Bottom 41%June 2026
Employment change (3 years)1.9%Top 26%June 2026
Employment change (year over year)-1.3%Bottom 40%June 2026
Labor force40,387Bottom 41%June 2026
Labor force participation63.0%Top 41%2024 ACS 5-Year
Mean annual wage$77,150Top 21%2025 OEWS
Median annual wage$59,750Top 16%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 32%June 2026
Unemployment rate4.8%Top 37%June 2026
Median household income, successive ACS releases
202120222023202490k79k
Each point is a separate five-year estimate, most recently $89,484 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Sacramento-Roseville-Folsom, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Rancho Cordova, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,783 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.5 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
23.9%
Below the 30% cost-burdened threshold
Home price to income
5.5×
median home value ÷ median income
Median gross rent
$1,783
2024 ACS 5-Year
Median home value
$491,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.49Top 13%2024 ACS 5-Year
Homeownership rate55.5%Bottom 13%2024 ACS 5-Year
Housing units ±56022,973Top 2%2024 ACS 5-Year
Median gross rent ±$57$1,783Top 13%2024 ACS 5-Year
Median home value ±$9,726$491,100Top 13%2024 ACS 5-Year
Rent as a share of income23.9%Top 18%2024 ACS 5-Year
Vacancy rate4.2%Bottom 18%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
76/ 100
Top 7% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 11.7 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
961
12 months ending July 2026
Per 1,000 residents
11.7
Top 7% nationally
Year over year
−1%
vs the prior twelve months
Multifamily share
22.1%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Rancho Cordova, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 41°F.

Normal annual precipitation is 19.2 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SACRAMENTO 5 ESE, 8.1 miles from this location.
Precipitation
JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation19.2"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low41°F1991-2020 Normals
Average July high94°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing29°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

63 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, drought and heat wave.

DroughtElevated
EarthquakeHigh
Heat waveModerate
WildfireModerate

Low or minimal exposure: inland flooding, landslide, volcanic activity, tornado, lightning, hail, strong wind, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

7 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Mc Clellan AirfieldMCC8 mi10,599 ft
Sacramento IntlSMF18 mi8,605 ft
Stockton MetroSCK49 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
69
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95670 vs Rancho Cordova

How this ZIP area compares with Rancho Cordova as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95670
Rancho Cordova
Median household income
$89,484
vs
$89,585
Per capita income
$44,100
vs
$38,928
Population density
4,554/sq mi
vs
2,368/sq mi
Median home value
$491,100
vs
$477,600
Median gross rent
$1,783
vs
$1,787
Homeownership rate
55.5%
vs
58.2%
Bachelor's degree or higher
33.4%
vs
32.1%
Poverty rate
11.5%
vs
12.2%
Median age
37.7
vs
36.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.