94608 — Oakland, California
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 94608.
Missing required signals: opportunity, growth, climate. AreaProfile withholds a score rather than inferring the missing dimensions.
Housing costs more relative to local incomes than in most published city profiles, with rent taking 27% of median household income.
Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and wildfire.
At a glance
Jobs & opportunity
64% of adults hold a four-year degree, higher than 95% of measured US ZIP areas.
Household income is higher than at least 90% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$7,015 | $120,239 | Top 10% | 2024 ACS 5-Year |
| Per capita income ±$4,808 | $76,394 | Top 5% | 2024 ACS 5-Year |
| Poverty rate | 17.1% | Top 25% | 2024 ACS 5-Year |
| Average commute | 31.3 min | Top 32% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 64.3% | Top 5% | 2024 ACS 5-Year |
| Labor force participation | 77.7% | Top 4% | 2024 ACS 5-Year |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Home Health and Personal Care Aides | 119,120 | $35,950 |
| Software Developers | 69,030 | $186,640 |
| Fast Food and Counter Workers | 49,970 | $43,870 |
| General and Operations Managers | 43,520 | $149,990 |
| Registered Nurses | 41,750 | $186,610 |
| Retail Salespersons | 39,460 | $43,850 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
Housing & affordability
How it’s calculated →Median rent of $2,661 takes 27% of median household income, below the 30% threshold at which a household is considered cost-burdened.
A median home costs 7.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Home price to income | 7.07 | Top 6% | 2024 ACS 5-Year |
| Homeownership rate | 31.1% | Bottom 4% | 2024 ACS 5-Year |
| Housing units ±774 | 18,319 | Top 5% | 2024 ACS 5-Year |
| Median gross rent ±$118 | $2,661 | Top 2% | 2024 ACS 5-Year |
| Median home value ±$34,718 | $849,600 | Top 4% | 2024 ACS 5-Year |
| Rent as a share of income | 26.6% | Top 11% | 2024 ACS 5-Year |
| Vacancy rate | 9.6% | Bottom 44% | 2024 ACS 5-Year |
Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Physical risk
The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and wildfire.
Low or minimal exposure: landslide, heat wave, coastal flooding, volcanic activity, tornado, tsunami, lightning, hail, strong wind, avalanche, winter weather.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Taxes
AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.
Nothing on AreaProfile is individualized tax advice.
Customize your score
What matters to you?
Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.
Select one or more priorities to see how this location scores against them.
Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
94608 vs Oakland
How this ZIP area compares with Oakland as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.