AreaProfile

92657Newport Beach, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 92657.

55
Area Score
Bottom 25% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 22% of 4,073 published ZIP areas69
Growth2971st of 3,947 published ZIP areas35
Housing affordability4068th of 4,553 published ZIP areas44
ClimateTop 6% of 4,621 published ZIP areas100
Physical resilience4105th of 4,554 published ZIP areas11
Access2965th of 4,623 published ZIP areas91
Economic stability2934th of 4,591 published ZIP areas53
The quick read

92657 ranks in the top 22% of published ZIP profiles for employment opportunity, with unemployment at 3.6% and median household income of $185,042.

Housing costs more relative to local incomes than in most published city profiles, with rent taking 23% of median household income.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and wildfire.

At a glance

Population
9,920
2024 ACS 5-Year
Median household income
$185,042
Top 2% nationally
Density
1,195/sq mi
8.3 sq mi of land
Median age
46.4
2024 ACS 5-Year
City
Newport Beach
California
Metro area
Los Angeles-Long Beach-Anaheim, CA
Nearest major airport
LGB
24 mi · Long Beach (Daugherty Fld)
Median home value
$2,000,001
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.6% is lower than 84% of the 4,387 measured US ZIP areas.

Employment fell 1.8% over the past year, to 40,153 employed residents.

75% of adults hold a four-year degree, higher than 98% of measured US ZIP areas.

Household income is higher than at least 98% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$33,886$185,042Top 2%2024 ACS 5-Year
Per capita income ±$19,502$113,588Top 1%2024 ACS 5-Year
Poverty rate9.2%Bottom 43%2024 ACS 5-Year
Average commute28.3 minTop 47%2024 ACS 5-Year
Bachelor's degree or higher75.2%Top 2%2024 ACS 5-Year
Employment40,153Bottom 43%June 2026
Employment change (3 years)-1.2%Bottom 31%June 2026
Employment change (year over year)-1.8%Bottom 22%June 2026
Labor force41,674Bottom 43%June 2026
Labor force participation62.7%Top 42%2024 ACS 5-Year
Mean annual wage$77,270Top 20%2025 OEWS
Median annual wage$55,850Top 28%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 41%June 2026
Unemployment rate3.6%Bottom 16%June 2026
Median household income, successive ACS releases
2021202220232024203k181k
Each point is a separate five-year estimate, most recently $185,042 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Los Angeles-Long Beach-Anaheim, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides385,530$34,320
Fast Food and Counter Workers160,270$42,110
Retail Salespersons130,650$37,700
Laborers and Freight, Stock, and Material Movers, Hand120,720$42,390
Office Clerks, General112,270$48,100
Cashiers109,940$36,980

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Newport Beach, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $3,501 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 10.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.7%
Below the 30% cost-burdened threshold
Home price to income
10.8×
median home value ÷ median income
Median gross rent
$3,501
2024 ACS 5-Year
Median home value
$2,000,001
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income10.81Top 1%2024 ACS 5-Year
Homeownership rate68.5%Bottom 27%2024 ACS 5-Year
Housing units ±3274,238Top 30%2024 ACS 5-Year
Median gross rent$3,501Top 1%2024 ACS 5-Year
Median home value$2,000,001Top 1%2024 ACS 5-Year
Rent as a share of income22.7%Top 22%2024 ACS 5-Year
Vacancy rate14.3%Top 39%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
35/ 100
Ranks 2971 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
157
12 months ending July 2026
Per 1,000 residents
1.9
Bottom 36% nationally
Year over year
−1%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Newport Beach, CA, the city containing this ZIP code.

Weather & climate

12 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 79°F and January a low of 49°F.

Normal annual precipitation is 11.2 inches.

40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SANTA ANA JOHN WAYNE AP, 6.2 miles from this location.
Precipitation
JFMAMJJASOND2.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation11.2"1991-2020 Normals
Average January low49°F1991-2020 Normals
Average July high79°F1991-2020 Normals
Comfortable months121991-2020 Normals
Seasonal temperature swing16°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

11 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and wildfire.

EarthquakeHigh
WildfireModerate
Inland floodingElevated
AvalancheModerate

Low or minimal exposure: landslide, heat wave, coastal flooding, tornado, hail, lightning, tsunami, strong wind, drought, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

7 major airports lie within 100 miles, the nearest 24 miles away.

AirportCodeDistanceLongest runway
Long Beach (Daugherty Fld)LGB24 mi10,000 ft
Ontario IntlONT34 mi12,197 ft
Los Angeles IntlLAX41 mi12,923 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

92657 vs Newport Beach

How this ZIP area compares with Newport Beach as a whole. Both figures come from the same ACS release, so the comparison is like for like.

92657
Newport Beach
Median household income
$185,042
vs
$156,867
Per capita income
$113,588
vs
$112,622
Population density
1,195/sq mi
vs
3,523/sq mi
Median home value
$2,000,001
vs
$2,000,001
Median gross rent
$3,501
vs
$3,316
Homeownership rate
68.5%
vs
52.1%
Bachelor's degree or higher
75.2%
vs
69.6%
Poverty rate
9.2%
vs
6.6%
Median age
46.4
vs
45.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.